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Riverway Learning Community 406A

Overview Contributions Distributions Investment Funds

Welcome Riverway Learning Community 406A employees!

Save for your future

Welcome to your Riverway Learning School District 403(b) program page! The 403(b) is a great way for public employees to save for retirement.

WEA Member Benefits’ nationally-recognized 403(b) retirement savings program can help you meet your personal savings goals. It also provides tax-advantaged savings options for school employees. The 403(b) is similar to the 401(k) in the private sector.

Your 403(b) plan may allow both pre-tax and Roth elective contributions. For additional information about the differences and benefits between pre-tax and Roth contributions, click here.

Elective pre-tax: Allowed

Elective Roth: Allowed

Salary Reduction Agreement

Your district uses an online SRA. Please log into your account to make any changes.

Access your account

Elective Contribution Limits

The 2026 contribution limit – the most an employee can contribute to a 403(b) account our of salary – is $24,500. For employees age 50 and above, you may be able to contribute an additional $8,000 per year.

Transfer to the Riverway Learning School District 403(b) Plan

Are you looking to move a 403(b) account from a former employer into your current employer’s 403(b) plan to WEA Member Benefits? Get started by clicking here.

Rollover to the Riverway Learning School District 403(b) Plan

Are you thinking about rolling in a retirement savings account (401(k), 403(b), 457(b), or deductible IRA) into your current employer’s 403(b) plan to WEA Member Benefits?

Consolidate your accounts

Retirement Income

Are you retired or separated service from your school district? If yes, please visit the yourINCOME PATH webpage to review your distribution options. yourINCOME PATH is the suite of options and support we offer to help turn your retirement savings account balance into income during retirement.

yourINCOME PATH

In-Service Distributions

In-service Disability: Allowed. You must meet eligibility based on the Social Security Administration rules.

In-service Birth or Adoption: Allowed. You may be eligible to take a $5,000 distribution in the year you give birth or adopt a child.

In-service Financial Hardship: Allowed. You may be eligible to take a financial hardship distribution. Please contact our Service Team at 1-800-279-4030 for additional information.

Call our Service Team at 1-800-279-4030 for additional information on taking an in-service distribution.

Transfer or Rollover Your Account

Are you retired or separated from service and looking to rollover your 403(b) account to a different retirement account?

Call a Retirement and Investment Service Specialist at 1-800-279-4030 to assist you with the process.

Evaluate the mutual funds available in our WEA Tax Sheltered Annuity 403(b) program by comparing funds in each fund category available to Riverway Learning Community 406A.

Fixed Income

Fixed income investments are generally designed to generate a specific or “fixed” level of interest income.

Stable Value Investment	2026 Rate	Quarterly Fund Performance	Fact Sheet	Prospectus
Guaranteed Stable Investment Fund* (403(b))	3.60%	Quarterly Performance Report	Guaranteed Stable Investment Fact Sheet

Bond Mutual Fund	Ticker Symbol	Gross Fund Expense	Net Fund Expense	Category Average Expense	Morningstar Risk Rating	Morningstar Return Rating	Strategy & Objectives	Prospectus	Fact Sheet
Victory Pioneer Bond Class Y	PICYX	0.47%	0.24%	0.797%	Average	Above Average	Provide current income from an investment grade portfolio with due regard to preservation of capital and prudent investment risk.	Prospectus	Fact Sheet

Target Retirement Funds

Target Retirement funds are highly diversified mutual funds designed to remain appropriate for investors in terms of risk throughout a variety of life circumstances.

Target Retirement Fund	Ticker Symbol	Gross Fund Expense	Net Fund Expense	Category Average Expense	Morningstar Risk Rating	Morningstar Return Rating	Strategy & Objectives	Prospectus	Fact Sheet
Vanguard Target Retirement Income	VTINX	0.08%	0.08%	0.446%	Average	Average	Provide current income and some capital appreciation.	Prospectus	Fact Sheet
Vanguard Target Retirement 2025	VTTVX	0.08%	0.08%	0.418%	Average	Above Average	Provide capital appreciation and current income consistent with asset allocation.	Prospectus	Fact Sheet
Vanguard Target Retirement 2035	VTTHX	0.08%	0.08%	0.443%	Below Average	Above Average	Provide capital appreciation and current income consistent with asset allocation.	Prospectus	Fact Sheet
Vanguard Target Retirement 2045	VTIVX	0.08%	0.08%	0.453%	Below Average	Average	Provide capital appreciation and current income consistent with asset allocation.	Prospectus	Fact Sheet
Vanguard Target Retirement 2060	VTTSX	0.08%	0.08%	0.441%	Below Average	Average	Provide capital appreciation and current income consistent with asset allocation.	Prospectus	Fact Sheet
Vanguard Target Retirement 2070	VSVNX	0.08%	0.08%	0.444%	N/A	N/A	Provide capital appreciation for investors planning to retire around 2070 in an all-in-one fund retirement portfolio solution.	Prospectus	Fact Sheet

Large-Cap Stock Funds

Large-cap stock funds invest in companies with a market capitalization typically of greater than $10 billion.

Comparison of Large-Cap Stock Funds	Ticker Symbol	Gross Fund Expense	Net Fund Expense	Category Average Expense	Morningstar Risk Rating	Morningstar Return Rating	Strategy & Objectives	Prospectus	Fact Sheet
Vanguard Equity-Income Fund Admiral	VEIRX	0.18%	0.18%	0.943%	Below Average	Above Average	Provides an above-average level of current income and reasonable long-term capital appreciation.	Prospectus	Fact Sheet
Vanguard Institutional Index (Instl Plus)	VIIIX	0.02%	0.02%	0.865%	Average	Above Average	Track the performance of benchmark index that measures the investment return of large-capitalization stocks.	Prospectus	Fact Sheet
Parnassus Core Equity (Instl) ^ESG	PRILX	0.61%	0.61%	0.865%	Below Average	Below Average	Provides capital appreciation and current income.	Prospectus	Fact Sheet
Fidelity Contrafund (K6)	FLCNX	0.45%	0.45%	0.999%	Below Average	High	Capital appreciation.	Prospectus	Fact Sheet
JPMorgan Large Cap Growth R6	JLGMX	0.50%	0.44%	0.999%	Below Average	Average	Provides long-term capital appreciation primarily through a diversified portfolio of high-growth U.S. equity securities.	Prospectus	Fact Sheet

Mid-Cap Stock Funds

Mid-cap stock funds invest in companies with a market capitalization typically of more than $2 billion and less than $10 billion.

Mid-Cap Stock Funds	Ticker Symbol	Gross Fund Expense	Net Fund Expense	Category Average Expense	Morningstar Risk Rating	Morningstar Return Rating	Strategy & Objectives	Prospectus	Fact Sheet
T. Rowe Price Mid-Cap Value	TRMCX	0.84%	0.84%	1.043%	Average	Above Average	Long-term capital appreciation.	Prospectus	Fact Sheet
Vanguard Mid-Cap Index (Instl)	VMCIX	0.04%	0.04%	1.010%	Average	Average	Track the performance of benchmark index that measures the investment return of mid-capitalization stocks.	Prospectus	Fact Sheet
ClearBridge Select A	LCLAX	1.40%	0.90%	1.158%	Average	Average	Long-term capital appreciation.	Prospectus	Fact Sheet

Small-Cap Stock Funds

Small-cap stock funds invest in companies with a market capitalization typically of more than $300 and less than $2 billion.

Small-Cap Stock Funds	Ticker Symbol	Gross Fund Expense	Net Fund Expense	Category Average Expense	Morningstar Risk Rating	Morningstar Return Rating	Strategy & Objectives	Prospectus	Fact Sheet
MFS New Discovery R3	NDVTX	1.22%	0.72%	1.182%	Below Average	Below Average	This fund seeks capital appreciation through investments in small-cap companies with attractive valuations.	Prospectus	Fact Sheet
Vanguard Small-Cap Index (INSTL)	VSCIX	0.04%	0.04%	1.076%	Average	Average	Track the performance of benchmark index that measures the investment return of small-capitalization stocks.	Prospectus	Fact Sheet
Invesco Discovery Y	ODIYX	0.79%	0.54%	1.160%	Above Average	Above Average	Mainly invests in common stocks of U.S. companies that the portfolio managers believe have favorable growth prospects.	Prospectus	Fact Sheet

International stock funds

International stock funds invest in stocks and bonds of companies outside of the U.S.

International Stock Fund Offerings	Ticker Symbol	Gross Fund Expense	Net Fund Expense	Category Average Expense	Morningstar Risk Rating	Morningstar Return Rating	Strategy & Objective	Prospectus	Fact Sheet
John Hancock International Growth (R6)	JIGTX	0.90%	0.89%	1.037%	Low	Above Average		Prospectus	Fact Sheet
Vanguard Total International Stock Index Fund (ADM)	VTIAX	0.09%	0.09%	0.968%	Below Average	Average	Track the performance of a benchmark index that measures the investment return of stocks issued by companies located in developed and emerging markets, excluding the United States.	Prospectus	Fact Sheet
Lazard Emerging Markets Equity Advantage I-share	LEAIX	0.95%	0.80%	1.236%	Average	Above Average	Invests primarily in equity securities, principally common stocks, of emerging markets companies.	Prospectus	Fact Sheet

Specialty funds

Specialty funds invest primarily in the securities of a particular industry, sector, type of security or geographic region.

Specialty Fund Offerings	Ticker Symbol	Gross Fund Expense	Net Fund Expense	Category Average Expense	Morningstar Risk Rating	Morningstar Return Rating	Strategy & Objectives	Prospectus	Fact Sheet
PIMCO All Asset Fund (INSTL)	PAAIX	1.92%	1.84%	1.513%	Below Average	Average	Maximum real return, consistent with preservation of real capital and prudent investment management.	Prospectus	Fact Sheet

Funds marked with ^ESG are Environmental, Social, and Governance Criteria funds.

Target retirement funds invest in a mix of stock and bond funds that steadily become more conservative as they approach their target date. The principal value of a target retirement fund is not guaranteed and may gain or lose value now and after its target date.

Keep in mind that mutual fund investments are not guaranteed and may gain or lose value. Past performance is no guarantee for future results. Future performance may be lower or higher than past performance.

Before investing in any mutual fund, download a prospectus above or call WEA Member Benefits at 1-800-279-4030 to request a prospectus. We advise you to read it carefully and consider the fund’s investment objectives, risks and charges and expenses carefully before investing. The prospectus contains this and other information about the investment company.

All earnings on investments are credited gross of 403(b) and IRA program fees. Redemption fees may apply.