Financial resource

Calculators

Use our calculators to help in your financial decision-making and retirement planning. You can print the report screen results for your review. Remember, if you need financial advice, we encourage you to seek personalized, professional assistance.

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Calculator categories

What kind of investor are you? >>

IRA >>

Retirement savings and planning >>

Social Security and WRS >>

Savings >>

Insurance >>

Loans >>

Mortgage >>

Credit card-debt management >>

What kind of investor are you?

Investor Suitability Profile Questionnaire

Find out what kind of investor you are with our 403(b)/IRA risk assessment calculator. Answer a series of questions to help determine appropriate investments for you.

IRA

Roth IRA

Find out how contributions to an IRA account can grow over the course of your work life to provide you with income in retirement.

Roth IRA Conversion

This calculator estimates the change in total net worth at retirement if you convert your Traditional IRA into a Roth IRA.

Roth vs. Traditional IRA

Roth IRA or Traditional IRA? Use this tool to determine which IRA may be right for you.

Retirement savings and planning

Required Minimum Distributions (RMD)

Use this calculator to determine your Required Minimum Distributions.

Beneficiary Required Minimum Distributions (RMD)

Use this calculator to determine your Required Minimum Distributions as a beneficiary of a retirement account.

Cost of Procrastinating

This calculator helps show you how much postponing your savings plan can really cost.

Early withdrawals from retirement accounts (72(t))

Use this calculator to determine your allowable penalty-free early withdrawals from retirement accounts [72(t)/(q) Distribution].

Paycheck Comparison

Use this calculator to help you determine the impact of changing your retirement savings payroll deductions.

Pre-tax 403(b) Savings

Find out how contributions to a pre-tax 403(b) account can grow over the course of your work life to provide you with income in retirement.

Retirement Income

Use this calculator to determine how much monthly income your retirement savings may provide you in retirement.

Retirement Shortfall

This calculator helps you determine your projected shortfall or surplus at retirement.

Social Security

Estimate your potential benefit amounts using different retirement dates and levels of future earnings.

Wisconsin Retirement System

Calculate your projected Wisconsin Retirement System (WRS) retirement benefits.

Savings

Compound Interest Calculator (econedlink.org)

Adjust the monthly savings, interest rate, and starting age to see the dramatic effect that compounding can have on investments.

Compound Interest Calculator (investor.gov)

A more detailed compound interest calculator. Includes an additional calculator to determine how much money you need to contribute each month in order to arrive at a specific savings goal.

College Savings

Use this calculator to help develop or fine-tune your education savings plan.

Impact of Withdrawals

This calculator is designed to help you determine how much of your savings remains after a series of withdrawals.

Increase in Savings

This calculator demonstrates how increasing your savings contributions even a little adds up over time.

Savings Goal

What will it take to help reach your savings goals? This financial calculator helps you find out.

Taxes and Inflation Impact on Savings

Use this calculator to determine how much your savings will be worth after accounting for taxes and inflation.

Insurance

Life Insurance

Enter some basic information into the calculator from Associates of Clifton Park to help you determine how much life insurance you may need. You DO NOT need to provide any personal information.

Long-Term Care Insurance

This calculator can help you determine if you are financially prepared for the costs related to long-term care.

Loans

Debt Consolidation

Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.

Loan Comparison

Use this calculator to sort through the monthly payments, fees and other costs associated with getting a new loan. By comparing these important variables side by side, this calculator can help you pick the loan that works best for you.

Mortgage

Mortgage Qualifier

This calculator steps you through the process of finding out how much you can borrow.

Mortgage Refinance Breakeven

Find out how long will it take to breakeven on a mortgage refinance using this calculator.

Credit card-debt management

Accelerated Debt Pay Off

This calculator can show you how to accelerate your debt pay off and potentially save hundreds, even thousands in interest off of your loan!

Credit Card Pay Off

Use this calculator to see what it will take to payoff your credit card balance, and what you can change to meet your repayment goals.

Credit Card Roll-down

The Credit Card Roll-down Calculator applies two simple principles to paying off your credit card debt.