Creating a diversified investment portfolio (that includes stocks) may boost your long-term returns and pad your nest egg. Carefully chosen no-load mutual funds and the Guaranteed Stable Investment Fund* (if applicable) provide you with the flexibility you need to manage risk and build a diversified portfolio.
Choosing which funds to include in your investment mix may seem complicated but can be accomplished by looking at a few key things. And you can choose how involved you want to be in managing your investments.
Investment Fund Categories
| Fund Categories | Description |
|---|---|
| Fixed Income | Conservative investment options. |
| Target Retirement Funds | Highly diversified mutual funds designed to remain appropriate for investors in terms of risk throughout a variety of life circumstances. |
| Large-Cap Stock Funds | Mutual funds that invest in companies with a market capitalization typically of greater than $10 billion. |
| Mid-Cap Stock Funds | Mutual funds that invest in companies with a market capitalization typically of more than $2 billion and less than $10 billion. |
| International Stock Funds | Mutual funds that invest in stocks and bonds of companies outside of the U.S. |
| Small-Cap Stock Funds | Mutual funds that invest in companies with a market capitalization typically of more than $300 and less than $2 billion. |
| Specialty Funds | Mutual funds investing primarily in the securities of a particular industry, sector, type of security or geographic region. |
All earnings on investments are credited gross of 403(b) and IRA program fees. Redemption fees may apply.
Evaluate the mutual funds available in our WEA Tax Sheltered Annuity 403(b) program by comparing funds in each fund category.
Quarterly performance report
Fixed Income
Fixed income investments are generally designed to generate a specific or “fixed” level of interest income.
| Stable Value Investment | 2023 Rate | Quarterly Fund Performance | Fact Sheet | Prospectus |
|---|---|---|---|---|
| Guaranteed Stable Investment Fund* (IRA) | 3.00% | Quarterly Performance Report | Guaranteed Stable Investment Fact Sheet | |
| Guaranteed Stable Investment Fund* (403(b)) | 3.00% | Quarterly Performance Report | Guaranteed Stable Investment Fact Sheet |
| Bond Mutual Fund | Ticker Symbol | Gross Fund Expense | Net Fund Expense | Category Average Expense | Morningstar Risk Rating | Morningstar Return Rating | Strategy & Objectives | Prospectus | Fact Sheet |
|---|---|---|---|---|---|---|---|---|---|
| Pioneer Bond Fund Class K | PBFKX | 0.33% | 0.33% | 0.726% | Average | High | Provide current income from an investment grade portfolio with due regard to preservation of capital and prudent investment risk. | Prospectus | Fact Sheet |
Target Retirement Funds
Target Retirement funds are highly diversified mutual funds designed to remain appropriate for investors in terms of risk throughout a variety of life circumstances.
| Target Retirement Fund | Ticker Symbol | Gross Fund Expense | Net Fund Expense | Category Average Expense | Morningstar Risk Rating | Morningstar Return Rating | Strategy & Objectives | Prospectus | Fact Sheet |
|---|---|---|---|---|---|---|---|---|---|
| Vanguard Target Retirement Income | VTINX | 0.08% | 0.08% | 0.465% | Average | Average | Provide current income and some capital appreciation. | Prospectus | Fact Sheet |
| Vanguard Target Retirement 2025 | VTTVX | 0.08% | 0.08% | 0.382% | Average | Average | Provide capital appreciation and current income consistent with asset allocation. | Prospectus | Fact Sheet |
| Vanguard Target Retirement 2035 | VTTHX | 0.08% | 0.08% | 0.402% | Below Average | Average | Provide capital appreciation and current income consistent with asset allocation. | Prospectus | Fact Sheet |
| Vanguard Target Retirement 2045 | VTIVX | 0.08% | 0.08% | 0.403% | Below Average | Average | Provide capital appreciation and current income consistent with asset allocation. | Prospectus | Fact Sheet |
| Vanguard Target Retirement 2060 | VTTSX | 0.08% | 0.08% | 0.399% | Below Average | Average | Provide capital appreciation and current income consistent with asset allocation. | Prospectus | Fact Sheet |
| Vanguard Target Retirement 2070 | VSVNX | 0.08% | 0.08% | 0.381% | N/A | N/A | Provide capital appreciation for investors planning to retire around 2070 in an all-in-one fund retirement portfolio solution. | Prospectus | Fact Sheet |
Large-Cap Stock Funds
Large-cap stock funds invest in companies with a market capitalization typically of greater than $10 billion.
| Comparison of Large-Cap Stock Funds | Ticker Symbol | Gross Fund Expense | Net Fund Expense | Category Average Expense | Morningstar Risk Rating | Morningstar Return Rating | Strategy & Objectives | Prospectus | Fact Sheet |
|---|---|---|---|---|---|---|---|---|---|
| Vanguard Equity-Income Fund Admiral | VEIRX | 0.19% | 0.19% | 0.964% | Below Average | Average | Provides an above-average level of current income and reasonable long-term capital appreciation. | Prospectus | Fact Sheet |
| Vanguard Institutional Index (Instl Plus) | VIIIX | 0.02% | 0.02% | 0.859% | Average | Above Average | Track the performance of benchmark index that measures the investment return of large-capitalization stocks. | Prospectus | Fact Sheet |
| Parnassus Core Equity (Instl) ESG | PRILX | 0.62% | 0.61% | 0.859% | Average | Above Average | Provides capital appreciation and current income. | Prospectus | Fact Sheet |
| T. Rowe Price Growth Stock (I) Available until July 25, 2023 | PRUFX | 0.53% | 0.53% | 1.009% | Above Average | Below Average | Long-term capital growth. | Prospectus | Fact Sheet |
| Fidelity Contrafund (K6) | FLCNX | 0.45% | 0.45% | 1.009% | Below Average | Average | Capital appreciation. | Prospectus | Fact Sheet |
| JPMorgan Large Cap Growth R6 Available as of July 25, 2023 | JLGMX | 0.51% | 0.44% | 1.009% | Average | Above Average | Provides long-term capital appreciation primarily through a diversified portfolio of high-growth U.S. equity securities. | Prospectus | Fact Sheet |
Mid-Cap Stock Funds
Mid-cap stock funds invest in companies with a market capitalization typically of more than $2 billion and less than $10 billion.
| Mid-Cap Stock Funds | Ticker Symbol | Gross Fund Expense | Net Fund Expense | Category Average Expense | Morningstar Risk Rating | Morningstar Return Rating | Strategy & Objectives | Prospectus | Fact Sheet |
|---|---|---|---|---|---|---|---|---|---|
| T. Rowe Price Mid-Cap Value | TRMCX | 0.83% | 0.83% | 1.030% | Average | Above Average | Long-term capital appreciation. | Prospectus | Fact Sheet |
| Vanguard Mid-Cap Index (Instl) | VMCIX | 0.04% | 0.04% | 0.598% | Average | Below Average | Track the performance of benchmark index that measures the investment return of mid-capitalization stocks. | Prospectus | Fact Sheet |
| ClearBridge Select IS | LCSSX | 1.02% | 1.02% | 1.197% | Average | Above Average | Long-term capital appreciation. | Prospectus | Fact Sheet |
Small-Cap Stock Funds
Small-cap stock funds invest in companies with a market capitalization typically of more than $300 and less than $2 billion.
| Small-Cap Stock Funds | Ticker Symbol | Gross Fund Expense | Net Fund Expense | Category Average Expense | Morningstar Risk Rating | Morningstar Return Rating | Strategy & Objectives | Prospectus | Fact Sheet |
|---|---|---|---|---|---|---|---|---|---|
| MFS New Discovery R6 | NDVVX | 0.85% | 0.84% | 1.287% | Average | Average | This fund seeks capital appreciation through investments in small-cap companies with attractive valuations. | Prospectus | Fact Sheet |
| Vanguard Small-Cap Index (INSTL) | VSCIX | 0.04% | 0.04% | 0.899% | Average | Below Average | Track the performance of benchmark index that measures the investment return of small-capitalization stocks. | Prospectus | Fact Sheet |
| Clearbridge Small Cap Growth (INSTL) | SBPYX | 0.90% | 0.90% | 1.362% | Average | Below Average | Long-term growth of capital. | Prospectus | Fact Sheet |
International stock funds
International stock funds invest in stocks and bonds of companies outside of the U.S.
| International Stock Fund Offerings | Ticker Symbol | Gross Fund Expense | Net Fund Expense | Category Average Expense | Morningstar Risk Rating | Morningstar Return Rating | Strategy & Objective | Prospectus | Fact Sheet |
|---|---|---|---|---|---|---|---|---|---|
| John Hancock International Growth (R6) | JIGTX | 0.88% | 0.87% | 0.999% | Low | Below Average | Prospectus | Fact Sheet | |
| Vanguard Total International Stock Index Fund (ADM) | VTIAX | 0.11% | 0.11% | 0.962% | Below Average | Average | Track the performance of a benchmark index that measures the investment return of stocks issued by companies located in developed and emerging markets, excluding the United States. | Prospectus | Fact Sheet |
| Invesco Developing Markets (INSTL) | ODVIX | 0.84% | 0.84% | 1.144% | Above Average | Below Average | Capital appreciation. | Prospectus | Fact Sheet |
Specialty funds
Specialty funds invest primarily in the securities of a particular industry, sector, type of security or geographic region.
| Specialty Fund Offerings | Ticker Symbol | Gross Fund Expense | Net Fund Expense | Category Average Expense | Morningstar Risk Rating | Morningstar Return Rating | Strategy & Objectives | Prospectus | Fact Sheet |
|---|---|---|---|---|---|---|---|---|---|
| T. Rowe Price New Era Available until July 25, 2023 | PRNEX | 0.74% | 0.74% | 1.128% | Below Average | Average | Long-term capital growth. | Prospectus | Fact Sheet |
| PIMCO All Asset Fund (INSTL) | PAAIX | 1.00% | 0.89% | 1.072% | Average | Above Average | Maximum real return, consistent with preservation of real capital and prudent investment management. | Prospectus | Fact Sheet |
The 2023 Guaranteed Stable Investment credited rate of return for both the WEA TSA Trust and WEA Member Benefits IRA programs was 2.40%* from January 1, 2023 to June 30, 2023. As of July 1, 2023, the credited rate of return is 3.00%*.
All earnings on investments are credited gross of 403(b) and IRA program fees. Redemption fees may apply.
Evaluate the mutual funds available in our WEA Member Benefits IRA program (Wisconsin) by comparing funds in each fund category.
Quarterly performance report
Fixed Income
Fixed income investments are generally designed to generate a specific or “fixed” level of interest income.
| Stable Value Investment | 2023 Rate | Quarterly Fund Performance | Fact Sheet | Prospectus |
|---|---|---|---|---|
| Guaranteed Stable Investment Fund* (IRA) | 3.00% | Quarterly Performance Report | Guaranteed Stable Investment Fact Sheet | |
| Guaranteed Stable Investment Fund* (403(b)) | 3.00% | Quarterly Performance Report | Guaranteed Stable Investment Fact Sheet |
| Bond Mutual Fund | Ticker Symbol | Gross Fund Expense | Net Fund Expense | Category Average Expense | Morningstar Risk Rating | Morningstar Return Rating | Strategy & Objectives | Prospectus | Fact Sheet |
|---|---|---|---|---|---|---|---|---|---|
| Pioneer Bond Fund Class K | PBFKX | 0.33% | 0.33% | 0.726% | Average | High | Provide current income from an investment grade portfolio with due regard to preservation of capital and prudent investment risk. | Prospectus | Fact Sheet |
Target Retirement Funds
Target Retirement funds are highly diversified mutual funds designed to remain appropriate for investors in terms of risk throughout a variety of life circumstances.
| Target Retirement Fund | Ticker Symbol | Gross Fund Expense | Net Fund Expense | Category Average Expense | Morningstar Risk Rating | Morningstar Return Rating | Strategy & Objectives | Prospectus | Fact Sheet |
|---|---|---|---|---|---|---|---|---|---|
| Vanguard Target Retirement Income | VTINX | 0.08% | 0.08% | 0.465% | Average | Average | Provide current income and some capital appreciation. | Prospectus | Fact Sheet |
| Vanguard Target Retirement 2025 | VTTVX | 0.08% | 0.08% | 0.382% | Average | Average | Provide capital appreciation and current income consistent with asset allocation. | Prospectus | Fact Sheet |
| Vanguard Target Retirement 2035 | VTTHX | 0.08% | 0.08% | 0.402% | Below Average | Average | Provide capital appreciation and current income consistent with asset allocation. | Prospectus | Fact Sheet |
| Vanguard Target Retirement 2045 | VTIVX | 0.08% | 0.08% | 0.403% | Below Average | Average | Provide capital appreciation and current income consistent with asset allocation. | Prospectus | Fact Sheet |
| Vanguard Target Retirement 2060 | VTTSX | 0.08% | 0.08% | 0.399% | Below Average | Average | Provide capital appreciation and current income consistent with asset allocation. | Prospectus | Fact Sheet |
| Vanguard Target Retirement 2070 | VSVNX | 0.08% | 0.08% | 0.381% | N/A | N/A | Provide capital appreciation for investors planning to retire around 2070 in an all-in-one fund retirement portfolio solution. | Prospectus | Fact Sheet |
Large-Cap Stock Funds
Large-cap stock funds invest in companies with a market capitalization typically of greater than $10 billion.
| Comparison of Large-Cap Stock Funds | Ticker Symbol | Gross Fund Expense | Net Fund Expense | Category Average Expense | Morningstar Risk Rating | Morningstar Return Rating | Strategy & Objectives | Prospectus | Fact Sheet |
|---|---|---|---|---|---|---|---|---|---|
| Vanguard Equity-Income Fund Admiral | VEIRX | 0.19% | 0.19% | 0.964% | Below Average | Average | Provides an above-average level of current income and reasonable long-term capital appreciation. | Prospectus | Fact Sheet |
| Vanguard Institutional Index (Instl Plus) | VIIIX | 0.02% | 0.02% | 0.859% | Average | Above Average | Track the performance of benchmark index that measures the investment return of large-capitalization stocks. | Prospectus | Fact Sheet |
| Parnassus Core Equity (Instl) ESG | PRILX | 0.62% | 0.61% | 0.859% | Average | Above Average | Provides capital appreciation and current income. | Prospectus | Fact Sheet |
| T. Rowe Price Growth Stock (I) Available until July 25, 2023 | PRUFX | 0.53% | 0.53% | 1.009% | Above Average | Below Average | Long-term capital growth. | Prospectus | Fact Sheet |
| Fidelity Contrafund (K6) | FLCNX | 0.45% | 0.45% | 1.009% | Below Average | Average | Capital appreciation. | Prospectus | Fact Sheet |
| JPMorgan Large Cap Growth R6 Available as of July 25, 2023 | JLGMX | 0.51% | 0.44% | 1.009% | Average | Above Average | Provides long-term capital appreciation primarily through a diversified portfolio of high-growth U.S. equity securities. | Prospectus | Fact Sheet |
Mid-Cap Stock Funds
Mid-cap stock funds invest in companies with a market capitalization typically of more than $2 billion and less than $10 billion.
| Mid-Cap Stock Funds | Ticker Symbol | Gross Fund Expense | Net Fund Expense | Category Average Expense | Morningstar Risk Rating | Morningstar Return Rating | Strategy & Objectives | Prospectus | Fact Sheet |
|---|---|---|---|---|---|---|---|---|---|
| T. Rowe Price Mid-Cap Value | TRMCX | 0.83% | 0.83% | 1.030% | Average | Above Average | Long-term capital appreciation. | Prospectus | Fact Sheet |
| Vanguard Mid-Cap Index (Instl) | VMCIX | 0.04% | 0.04% | 0.598% | Average | Below Average | Track the performance of benchmark index that measures the investment return of mid-capitalization stocks. | Prospectus | Fact Sheet |
| ClearBridge Select IS | LCSSX | 1.02% | 1.02% | 1.197% | Average | Above Average | Long-term capital appreciation. | Prospectus | Fact Sheet |
Small-Cap Stock Funds
Small-cap stock funds invest in companies with a market capitalization typically of more than $300 and less than $2 billion.
| Small-Cap Stock Funds | Ticker Symbol | Gross Fund Expense | Net Fund Expense | Category Average Expense | Morningstar Risk Rating | Morningstar Return Rating | Strategy & Objectives | Prospectus | Fact Sheet |
|---|---|---|---|---|---|---|---|---|---|
| MFS New Discovery R6 | NDVVX | 0.85% | 0.84% | 1.287% | Average | Average | This fund seeks capital appreciation through investments in small-cap companies with attractive valuations. | Prospectus | Fact Sheet |
| Vanguard Small-Cap Index (INSTL) | VSCIX | 0.04% | 0.04% | 0.899% | Average | Below Average | Track the performance of benchmark index that measures the investment return of small-capitalization stocks. | Prospectus | Fact Sheet |
| Clearbridge Small Cap Growth (INSTL) | SBPYX | 0.90% | 0.90% | 1.362% | Average | Below Average | Long-term growth of capital. | Prospectus | Fact Sheet |
International stock funds
International stock funds invest in stocks and bonds of companies outside of the U.S.
| International Stock Fund Offerings | Ticker Symbol | Gross Fund Expense | Net Fund Expense | Category Average Expense | Morningstar Risk Rating | Morningstar Return Rating | Strategy & Objective | Prospectus | Fact Sheet |
|---|---|---|---|---|---|---|---|---|---|
| John Hancock International Growth (R6) | JIGTX | 0.88% | 0.87% | 0.999% | Low | Below Average | Prospectus | Fact Sheet | |
| Vanguard Total International Stock Index Fund (ADM) | VTIAX | 0.11% | 0.11% | 0.962% | Below Average | Average | Track the performance of a benchmark index that measures the investment return of stocks issued by companies located in developed and emerging markets, excluding the United States. | Prospectus | Fact Sheet |
| Invesco Developing Markets (INSTL) | ODVIX | 0.84% | 0.84% | 1.144% | Above Average | Below Average | Capital appreciation. | Prospectus | Fact Sheet |
Specialty funds
Specialty funds invest primarily in the securities of a particular industry, sector, type of security or geographic region.
| Specialty Fund Offerings | Ticker Symbol | Gross Fund Expense | Net Fund Expense | Category Average Expense | Morningstar Risk Rating | Morningstar Return Rating | Strategy & Objectives | Prospectus | Fact Sheet |
|---|---|---|---|---|---|---|---|---|---|
| T. Rowe Price New Era Available until July 25, 2023 | PRNEX | 0.74% | 0.74% | 1.128% | Below Average | Average | Long-term capital growth. | Prospectus | Fact Sheet |
| PIMCO All Asset Fund (INSTL) | PAAIX | 1.00% | 0.89% | 1.072% | Average | Above Average | Maximum real return, consistent with preservation of real capital and prudent investment management. | Prospectus | Fact Sheet |
The 2023 Guaranteed Stable Investment credited rate of return for both the WEA TSA Trust and WEA Member Benefits IRA programs was 2.40%* from January 1, 2023 to June 30, 2023. As of July 1, 2023, the credited rate of return is 3.00%*.
All earnings on investments are credited gross of 403(b) and IRA program fees. Redemption fees may apply.
Evaluate the mutual funds available in our WEA Member Benefits IRA program (outside of Wisconsin) by comparing funds in each fund category.
Quarterly performance report
Fixed Income
Fixed income investments are generally designed to generate a specific or “fixed” level of interest income.
| Bond Mutual Fund | Ticker Symbol | Gross Fund Expense | Net Fund Expense | Category Average Expense | Morningstar Risk Rating | Morningstar Return Rating | Strategy & Objectives | Prospectus | Fact Sheet |
|---|---|---|---|---|---|---|---|---|---|
| Pioneer Bond Fund Class K | PBFKX | 0.33% | 0.33% | 0.726% | Average | High | Provide current income from an investment grade portfolio with due regard to preservation of capital and prudent investment risk. | Prospectus | Fact Sheet |
| Guggenheim Limited Duration Institutional | GILHX | 0.56% | 0.49% | 0.658% | Average | Above Average | Provide high level of current income while maximizing total return. | Prospectus | Fact Sheet |
| Vanguard Treasury Money Market Investor | VUSXX | 0.09% | 0.09% | 0.368% | N/A* | N/A* | Provide current income while maintaining liquidity and a stable share price of $1.00. | Prospectus | Fact Sheet |
Target Retirement Funds
Target Retirement funds are highly diversified mutual funds designed to remain appropriate for investors in terms of risk throughout a variety of life circumstances.
| Target Retirement Fund | Ticker Symbol | Gross Fund Expense | Net Fund Expense | Category Average Expense | Morningstar Risk Rating | Morningstar Return Rating | Strategy & Objectives | Prospectus | Fact Sheet |
|---|---|---|---|---|---|---|---|---|---|
| Vanguard Target Retirement Income | VTINX | 0.08% | 0.08% | 0.465% | Average | Average | Provide current income and some capital appreciation. | Prospectus | Fact Sheet |
| Vanguard Target Retirement 2025 | VTTVX | 0.08% | 0.08% | 0.382% | Average | Average | Provide capital appreciation and current income consistent with asset allocation. | Prospectus | Fact Sheet |
| Vanguard Target Retirement 2035 | VTTHX | 0.08% | 0.08% | 0.402% | Below Average | Average | Provide capital appreciation and current income consistent with asset allocation. | Prospectus | Fact Sheet |
| Vanguard Target Retirement 2045 | VTIVX | 0.08% | 0.08% | 0.403% | Below Average | Average | Provide capital appreciation and current income consistent with asset allocation. | Prospectus | Fact Sheet |
| Vanguard Target Retirement 2060 | VTTSX | 0.08% | 0.08% | 0.399% | Below Average | Average | Provide capital appreciation and current income consistent with asset allocation. | Prospectus | Fact Sheet |
| Vanguard Target Retirement 2070 | VSVNX | 0.08% | 0.08% | 0.381% | N/A | N/A | Provide capital appreciation for investors planning to retire around 2070 in an all-in-one fund retirement portfolio solution. | Prospectus | Fact Sheet |
Large-Cap Stock Funds
Large-cap stock funds invest in companies with a market capitalization typically of greater than $10 billion.
| Comparison of Large-Cap Stock Funds | Ticker Symbol | Gross Fund Expense | Net Fund Expense | Category Average Expense | Morningstar Risk Rating | Morningstar Return Rating | Strategy & Objectives | Prospectus | Fact Sheet |
|---|---|---|---|---|---|---|---|---|---|
| Vanguard Equity-Income Fund Admiral | VEIRX | 0.19% | 0.19% | 0.964% | Below Average | Average | Provides an above-average level of current income and reasonable long-term capital appreciation. | Prospectus | Fact Sheet |
| Vanguard Institutional Index (Instl Plus) | VIIIX | 0.02% | 0.02% | 0.859% | Average | Above Average | Track the performance of benchmark index that measures the investment return of large-capitalization stocks. | Prospectus | Fact Sheet |
| Parnassus Core Equity (Instl) ESG | PRILX | 0.62% | 0.61% | 0.859% | Average | Above Average | Provides capital appreciation and current income. | Prospectus | Fact Sheet |
| T. Rowe Price Growth Stock (I) Available until July 25, 2023 | PRUFX | 0.53% | 0.53% | 1.009% | Above Average | Below Average | Long-term capital growth. | Prospectus | Fact Sheet |
| Fidelity Contrafund (K6) | FLCNX | 0.45% | 0.45% | 1.009% | Below Average | Average | Capital appreciation. | Prospectus | Fact Sheet |
| JPMorgan Large Cap Growth R6 Available as of July 25, 2023 | JLGMX | 0.51% | 0.44% | 1.009% | Average | Above Average | Provides long-term capital appreciation primarily through a diversified portfolio of high-growth U.S. equity securities. | Prospectus | Fact Sheet |
Mid-Cap Stock Funds
Mid-cap stock funds invest in companies with a market capitalization typically of more than $2 billion and less than $10 billion.
| Mid-Cap Stock Funds | Ticker Symbol | Gross Fund Expense | Net Fund Expense | Category Average Expense | Morningstar Risk Rating | Morningstar Return Rating | Strategy & Objectives | Prospectus | Fact Sheet |
|---|---|---|---|---|---|---|---|---|---|
| T. Rowe Price Mid-Cap Value | TRMCX | 0.83% | 0.83% | 1.030% | Average | Above Average | Long-term capital appreciation. | Prospectus | Fact Sheet |
| Vanguard Mid-Cap Index (Instl) | VMCIX | 0.04% | 0.04% | 0.598% | Average | Below Average | Track the performance of benchmark index that measures the investment return of mid-capitalization stocks. | Prospectus | Fact Sheet |
| ClearBridge Select IS | LCSSX | 1.02% | 1.02% | 1.197% | Average | Above Average | Long-term capital appreciation. | Prospectus | Fact Sheet |
Small-Cap Stock Funds
Small-cap stock funds invest in companies with a market capitalization typically of more than $300 and less than $2 billion.
| Small-Cap Stock Funds | Ticker Symbol | Gross Fund Expense | Net Fund Expense | Category Average Expense | Morningstar Risk Rating | Morningstar Return Rating | Strategy & Objectives | Prospectus | Fact Sheet |
|---|---|---|---|---|---|---|---|---|---|
| MFS New Discovery R6 | NDVVX | 0.85% | 0.84% | 1.287% | Average | Average | This fund seeks capital appreciation through investments in small-cap companies with attractive valuations. | Prospectus | Fact Sheet |
| Vanguard Small-Cap Index (INSTL) | VSCIX | 0.04% | 0.04% | 0.899% | Average | Below Average | Track the performance of benchmark index that measures the investment return of small-capitalization stocks. | Prospectus | Fact Sheet |
| Clearbridge Small Cap Growth (INSTL) | SBPYX | 0.90% | 0.90% | 1.362% | Average | Below Average | Long-term growth of capital. | Prospectus | Fact Sheet |
International stock funds
International stock funds invest in stocks and bonds of companies outside of the U.S.
| International Stock Fund Offerings | Ticker Symbol | Gross Fund Expense | Net Fund Expense | Category Average Expense | Morningstar Risk Rating | Morningstar Return Rating | Strategy & Objective | Prospectus | Fact Sheet |
|---|---|---|---|---|---|---|---|---|---|
| John Hancock International Growth (R6) | JIGTX | 0.88% | 0.87% | 0.999% | Low | Below Average | Prospectus | Fact Sheet | |
| Vanguard Total International Stock Index Fund (ADM) | VTIAX | 0.11% | 0.11% | 0.962% | Below Average | Average | Track the performance of a benchmark index that measures the investment return of stocks issued by companies located in developed and emerging markets, excluding the United States. | Prospectus | Fact Sheet |
| Invesco Developing Markets (INSTL) | ODVIX | 0.84% | 0.84% | 1.144% | Above Average | Below Average | Capital appreciation. | Prospectus | Fact Sheet |
Specialty funds
Specialty funds invest primarily in the securities of a particular industry, sector, type of security or geographic region.
| Specialty Fund Offerings | Ticker Symbol | Gross Fund Expense | Net Fund Expense | Category Average Expense | Morningstar Risk Rating | Morningstar Return Rating | Strategy & Objectives | Prospectus | Fact Sheet |
|---|---|---|---|---|---|---|---|---|---|
| T. Rowe Price New Era Available until July 25, 2023 | PRNEX | 0.74% | 0.74% | 1.128% | Below Average | Average | Long-term capital growth. | Prospectus | Fact Sheet |
| PIMCO All Asset Fund (INSTL) | PAAIX | 1.00% | 0.89% | 1.072% | Average | Above Average | Maximum real return, consistent with preservation of real capital and prudent investment management. | Prospectus | Fact Sheet |
All earnings on investments are credited gross of 403(b) and IRA program fees. Redemption fees may apply.
*Insufficient investment history available to calculate data.
The investments listed below are included in the Personal Investment Accounts. WEA Financial Advisors, Inc., manages the allocation models, which range from conservative to aggressive.
The five available models were created from this list of vetted mutual funds and ETFs. When you open a Personal Investment Account, you select one of the five models based on the results of your Investor Suitability Profile Questionnaire. We do not charge any additional fees for managing your account.
Quarterly performance report
Fixed Income
Fixed income investments are generally designed to generate a specific or “fixed” level of interest income.
| Bond Fund | Ticker Symbol | Gross Fund Expense | Net Fund Expense | Category Average Expense | Morningstar Risk Rating (5 yr) | Morningstar Return Rating (5 yr) | Strategy & Objectives | Prospectus | Fact Sheet |
|---|---|---|---|---|---|---|---|---|---|
| Pioneer Bond Fund - K | PBFKX | 0.33% | 0.33% | 0.84% | High | Above Average | Seeks current income and total return. | Prospectus | Fact Sheet |
| Guggenheim Limited Duration-Instl | GILHX | 0.56% | 0.49% | 0.595% | Average | Above Average | Seeks to provide a high level of income consistent with preservation of capital. | Prospectus | Fact Sheet |
| Vanguard Federal Money Market Fund | VMFXX | 0.11% | 0.11% | 0.37% | N/A | N/A | The fund seeks to provide current income while maintaining liquidity and a stable share price of $1.00. | Prospectus | Fact Sheet |
Large-Cap Stock Funds
Large-cap stock funds invest in companies with a market capitalization typically of greater than $10 billion.
| Large-Cap Fund | Ticker Symbol | Gross Fund Expense | Net Fund Expense | Category Average Expense | Morningstar Risk Rating (5 yr) | Morningstar Return Rating (5yr) | Strategy & Objectives | Prospectus | Fact Sheet |
|---|---|---|---|---|---|---|---|---|---|
| T Rowe Price Growth Stock | PRGFX | 0.63% | 0.63% | 1.00% | Above Average | Below Average | Seeks long-term capital growth through investments in stocks. | Prospectus | Fact Sheet |
| Vanguard Value ETF | VTV | 0.04% | 0.04% | 0.91% | Below Average | Above Average | Seeks to track the performance of the CRSP US Large Cap Value Index. | Prospectus | Fact Sheet |
| Vanguard S&P 500 ETF | VOO | 0.03% | 0.03% | 0.78% | Average | Above Average | Seeks to track the performance of the S&P 500 Index. | Prospectus | Fact Sheet |
Mid-Cap Stock Funds
Mid-cap stock funds invest in companies with a market capitalization typically of more than $2 billion and less than $10 billion.
| Mid-Cap Fund | Ticker Symbol | Gross Fund Expense | Net Fund Expense | Category Average Expense | Morningstar Risk Rating (5 yr) | Morningstar Return Rating (5 yr) | Strategy & Objectives | Prospectus | Fact Sheet |
|---|---|---|---|---|---|---|---|---|---|
| Vanguard Mid-Cap Value ETF | VOE | 0.07% | 0.07% | 0.98% | Average | Average | Seeks to track the performance of the CRSP US Mid Cap Value Index. | Prospectus | Fact Sheet |
| Vanguard Mid-Cap Growth ETF | VOT | 0.07% | 0.07% | 1.08% | Average | Above Average | Seeks to track the performance of the CRSP US Mid Cap Value Index. | Prospectus | Fact Sheet |
Small-Cap Stock Funds
Small-cap stock funds invest in companies with a market capitalization typically of more than $300 and less than $2 billion.
| Small-Cap Fund | Ticker Symbol | Gross Fund Expense | Net Fund Expense | Category Average Expense | Morningstar Risk Rating (5 yr) | Morningstar Return Rating (5 yr) | Strategy & Objectives | Prospectus | Fact Sheet |
|---|---|---|---|---|---|---|---|---|---|
| Vanguard Small-Cap Value ETF | VBR | 0.07% | 0.07% | 1.14% | Below Average | Average | Seeks to track the performance of the CRSP US Small Cap Value Index. | Prospectus | Fact Sheet |
| Vanguard Small-Cap Growth ETF | VBK | 0.07% | 0.07% | 1.18% | Average | Average | Seeks to track the performance of the CRSP US Small Cap Value Index. | Prospectus | Fact Sheet |
International Funds
International stock funds invest in stocks and bonds of companies outside of the U.S.
| International Fund | Ticker Symbol | Gross Fund Expense | Net Fund Expense | Category Average Expense | Morningstar Risk Rating (5 yr) | Morningstar Return Rating (5 yr) | Strategy & Objectives | Prospectus | Fact Sheet |
|---|---|---|---|---|---|---|---|---|---|
| Vanguard Total International Stock ETF | VXUS | 0.07% | 0.07% | 0.90% | Average | Average | Seeks to track the performance of the FTSE Global All Cap ex US Index. | Prospectus | Fact Sheet |
| Vanguard FTSE Emerging Markets ETF | VWO | 0.08% | 0.08% | 1.16% | Below Average | Average | Seeks to track the performance of a benchmark index that measures the investment return of stocks issued by companies located in emerging market countries. | Prospectus | Fact Sheet |
Personal Investment Accounts Notice About Nonpublic Personal Financial Information
Model portfolios are developed by WEA Financial Advisors, Inc., (WEA FA). Model portfolios may be adjusted at the discretion of WEA FA with prior notice to the account owner. From time-to-time, there may be extraordinary situations that will warrant more scrutiny when making adjustments. An example is the market downturn in October 2008.
Personal Investment Accounts are offered through WEA FA Inc., and only offer asset allocation models. The account owner makes the decision which model they wish to invest in. WEA Financial Advisors, Inc., makes decisions on the underlying investment assets within the models based on risk assessment. As a self-directed investor, account owners should carefully consider the merit and appropriateness of the available investments in light of personal financial circumstances, including other assets, income, investments, and/or cash flow needs.
We recommend account owners reassess investment strategy at least once a year, as needs goals, portfolio, and situations may change over time. Account owners can choose a different model at any time. Redemption fees may apply. When participating in a WEA Member Benefits model portfolio, an Investor Suitability Profile Questionnaire must be completed every three years and the advisor must be notified if any suitability changes occur.
Investment models are not FDIC-insured, and they are not bank-guaranteed. Investment models may lose value. Past performance is no guarantee of future results. Model performance returns illustrate the relationship between risk and reward.
The WEA Member Benefits model portfolios are risk-based. The more conservative the underlying asset weightings are, the lower the expected rate of return. Because of market changes, the makeup of your actual account portfolio will not exactly match the model portfolio.
Upon initial set up of each Personal Investment Account, 1% of the initial deposit is held in cash for administrative fee purposes only. The cash amount is not part of the investable model and is reconciled at portfolio rebalance.
The construction of the Personal Investment Account models uses Morningstar® Advisor® to create portfolios of pre-selected investment products that approximately complete the model parameters. Individual fund mix may vary slightly due to prospectus guidelines, fund manager preference, style drift, etc.
You can request a fund prospectus by calling 1-800-279-4030, Extension 6730, or by going to the fund’s Web site. We advise you to read it carefully and consider the fund’s investment objectives, risks, and expenses carefully before investing. The prospectus contains this information and other information about the investment.
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