403(b) & IRA

Investment fund comparisons

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Creating a diversified investment portfolio (that includes stocks) may boost your long-term returns and pad your nest egg. Carefully chosen no-load mutual funds and the Guaranteed Stable Investment Fund* (if applicable) provide you with the flexibility you need to manage risk and build a diversified portfolio.

Choosing which funds to include in your investment mix may seem complicated but can be accomplished by looking at a few key things. And you can choose how involved you want to be in managing your investments.

Investment Fund Categories

Fund CategoriesDescription
Fixed IncomeConservative investment options.
Target Retirement FundsHighly diversified mutual funds designed to remain appropriate for investors in terms of risk throughout a variety of life circumstances.
Large-Cap Stock FundsMutual funds that invest in companies with a market capitalization typically of greater than $10 billion.
Mid-Cap Stock FundsMutual funds that invest in companies with a market capitalization typically of more than $2 billion and less than $10 billion.
International Stock FundsMutual funds that invest in stocks and bonds of companies outside of the U.S.
Small-Cap Stock FundsMutual funds that invest in companies with a market capitalization typically of more than $300 and less than $2 billion.
Specialty FundsMutual funds investing primarily in the securities of a particular industry, sector, type of security or geographic region.

 

*Interest is compounded daily to produce a yield net of Empower’s administrative fee of 0.60%. Empower Annuity Insurance Company (EIC) is compensated in connection with this product by deducting an amount for investment expenses and risk from the investment experience of certain assets held in EIC’s general account. For more information, go to weabenefits.com/empower.

Target retirement funds invest in a mix of stock and bond funds that steadily become more conservative as they approach their target date. The principal value of a target retirement fund is not guaranteed and may gain or lose value now and after its target date. 

Keep in mind that mutual fund investments are not guaranteed and may gain or lose value. Past performance is no guarantee for future results. Future performance may be lower or higher than past performance.

Before investing in any mutual fund, download a prospectus above or call WEA Member Benefits at 1-800-279-4030 to request a prospectus. We advise you to read it carefully and consider the fund’s investment objectives, risks and charges and expenses carefully before investing. The prospectus contains this and other information about the investment company.

All earnings on investments are credited gross of 403(b) and IRA program fees. Redemption fees may apply.

Evaluate the mutual funds available in our WEA Tax Sheltered Annuity 403(b) program by comparing funds in each fund category.

Quarterly performance report

 

Fixed Income

Fixed income investments are generally designed to generate a specific or “fixed” level of interest income. 

Stable Value Investment2023 RateQuarterly Fund PerformanceFact SheetProspectus
Guaranteed Stable Investment Fund* (IRA)2.40%Quarterly Performance ReportGuaranteed Stable Investment Fact Sheet
Guaranteed Stable Investment Fund* (403(b))2.40%Quarterly Performance ReportGuaranteed Stable Investment Fact Sheet
Bond Mutual FundTicker SymbolGross Fund ExpenseNet Fund ExpenseCategory Average ExpenseMorningstar Risk RatingMorningstar Return RatingStrategy & ObjectivesProspectusFact Sheet
Pioneer Bond Fund Class KPBFKX0.33%0.33%0.725%HighAbove AverageProvide current income from an investment grade portfolio with due regard to preservation of capital and prudent investment risk.ProspectusFact Sheet

Target Retirement Funds

Target Retirement funds are highly diversified mutual funds designed to remain appropriate for investors in terms of risk throughout a variety of life circumstances.

Target Retirement FundTicker SymbolGross Fund ExpenseNet Fund ExpenseCategory Average ExpenseMorningstar Risk RatingMorningstar Return RatingStrategy & ObjectivesProspectusFact Sheet
Vanguard Target Retirement IncomeVTINX0.08%0.08%0.475%AverageAverageProvide current income and some capital appreciation.ProspectusFact Sheet
Vanguard Target Retirement 2025VTTVX0.08%0.08%0.452%AverageAverageProvide capital appreciation and current income consistent with asset allocation.ProspectusFact Sheet
Vanguard Target Retirement 2035VTTHX0.08%0.08%0.457%Below AverageAverageProvide capital appreciation and current income consistent with asset allocation.ProspectusFact Sheet
Vanguard Target Retirement 2045VTIVX0.08%0.08%0.455%AverageAverageProvide capital appreciation and current income consistent with asset allocation.ProspectusFact Sheet
Vanguard Target Retirement 2060VTTSX0.08%0.08%0.455%Below AverageAverageProvide capital appreciation and current income consistent with asset allocation.ProspectusFact Sheet
Vanguard Target Retirement 2070 VSVNX0.08%0.08%0.488%NoneNoneProvide capital appreciation for investors planning to retire around 2070 in an all-in-one fund retirement portfolio solution. ProspectusFact Sheet

Large-Cap Stock Funds

Large-cap stock funds invest in companies with a market capitalization typically of greater than $10 billion.

Comparison of Large-Cap Stock FundsTicker SymbolGross Fund ExpenseNet Fund ExpenseCategory Average ExpenseMorningstar Risk RatingMorningstar Return RatingStrategy & ObjectivesProspectusFact Sheet
Vanguard Equity-Income Fund AdmiralVEIRX0.19%0.19%0.986%Below AverageAbove AverageProvide an above-average level of current income and reasonable long-term capital appreciation.ProspectusFact Sheet
Vanguard Institutional Index (Instl Plus) VIIIX0.02%0.02%0.905%AverageAbove AverageTrack the performance of benchmark index that measures the investment return of large-capitalization stocks.ProspectusFact Sheet
Parnassus Core Equity (Instl) ESGPRILX0.61%0.61%0.905%Below AverageAbove AverageProvide capital appreciation and current income.ProspectusFact Sheet
T. Rowe Price Growth Stock (I)PRUFX0.51%0.51%1.016%Above AverageBelow AverageLong-term capital growth.ProspectusFact Sheet
Fidelity Contrafund (K6)FLCNX0.45%0.45%1.016%Below AverageAverageCapital appreciation.ProspectusFact Sheet

Mid-Cap Stock Funds

Mid-cap stock funds invest in companies with a market capitalization typically of more than $2 billion and less than $10 billion.

Mid-Cap Stock FundsTicker SymbolGross Fund ExpenseNet Fund ExpenseCategory Average ExpenseMorningstar Risk RatingMorningstar Return RatingStrategy & ObjectivesProspectusFact Sheet
T. Rowe Price Mid-Cap ValueTRMCX0.77%0.77%1.051%Below AverageAbove AverageLong-term capital appreciation.ProspectusFact Sheet
Vanguard Mid-Cap Index (Instl)
VMCIX0.04%0.04%1.06%AverageAverageTrack the performance of benchmark index that measures the investment return of mid-capitalization stocks.ProspectusFact Sheet
ClearBridge Select ISLCSSX0.99%0.99%1.159%Above AverageAbove AverageLong-term capital appreciation.Prospectus
Fact Sheet

Small-Cap Stock Funds

Small-cap stock funds invest in companies with a market capitalization typically of more than $300 and less than $2 billion.

Small-Cap Stock FundsTicker SymbolGross Fund ExpenseNet Fund ExpenseCategory Average ExpenseMorningstar Risk RatingMorningstar Return RatingStrategy & ObjectivesProspectusFact Sheet
MFS New Discovery R6
NDVVX0.84%0.83%1.198%Below AverageAverageThis fund seeks capital appreciation through investments in small-cap companies with attractive valuations.ProspectusFact Sheet
Vanguard Small-Cap Index (INSTL)VSCIX0.04%0.04%1.071%AverageAverageTrack the performance of benchmark index that measures the investment return of small-capitalization stocks.ProspectusFact Sheet
Clearbridge Small Cap Growth (INSTL)SBPYX0.91%0.91%1.214%AverageAverageLong-term growth of capital.ProspectusFact Sheet

 International stock funds

International stock funds invest in stocks and bonds of companies outside of the U.S.

International Stock Fund OfferingsTicker SymbolGross Fund ExpenseNet Fund ExpenseCategory Average ExpenseMorningstar Risk RatingMorningstar Return RatingStrategy & ObjectiveProspectusFact Sheet
John Hancock International Growth (R6)JIGTX0.88%0.87%1.084%LowAverage ProspectusFact Sheet
Vanguard Total International Stock Index Fund (ADM)VTIAX0.11%0.11%0.983%AverageAverageTrack the performance of a benchmark index that measures the investment return of stocks issued by companies located in developed and emerging markets, excluding the United States.ProspectusFact Sheet
Invesco Developing Markets (INSTL)ODVIX0.81%0.81%1.257%AverageBelow AverageCapital appreciation.ProspectusFact Sheet

 Specialty funds

Specialty funds invest primarily in the securities of a particular industry, sector, type of security or geographic region.

Specialty Fund OfferingsTicker SymbolGross Fund ExpenseNet Fund ExpenseCategory Average ExpenseMorningstar Risk RatingMorningstar Return RatingStrategy & ObjectivesProspectusFact Sheet
T. Rowe Price New EraPRNEX0.70%0.70%1.266%AverageBelow AverageLong-term capital growth.ProspectusFact Sheet
PIMCO All Asset Fund (INSTL)PAAIX1.00%0.89%1.552%AverageAverageMaximum real return, consistent with preservation of real capital and prudent investment management.ProspectusFact Sheet

 

*Interest is compounded daily to produce a yield net of Empower’s administrative fee of 0.60%. Empower Annuity Insurance Company (EIC) is compensated in connection with this product by deducting an amount for investment expenses and risk from the investment experience of certain assets held in EIC’s general account. For more information, go to weabenefits.com/empower.

Funds marked with ESG are Environmental, Social, and Governance Criteria funds.

Target retirement funds invest in a mix of stock and bond funds that steadily become more conservative as they approach their target date. The principal value of a target retirement fund is not guaranteed and may gain or lose value now and after its target date. 

Keep in mind that mutual fund investments are not guaranteed and may gain or lose value. Past performance is no guarantee for future results. Future performance may be lower or higher than past performance.

Before investing in any mutual fund, download a prospectus above or call WEA Member Benefits at 1-800-279-4030 to request a prospectus. We advise you to read it carefully and consider the fund’s investment objectives, risks and charges and expenses carefully before investing. The prospectus contains this and other information about the investment company.

All earnings on investments are credited gross of 403(b) and IRA program fees. Redemption fees may apply.

Evaluate the mutual funds available in our WEA Member Benefits IRA program (Wisconsin) by comparing funds in each fund category.

Quarterly performance report

 

Fixed Income

Fixed income investments are generally designed to generate a specific or “fixed” level of interest income. 

Stable Value Investment2023 RateQuarterly Fund PerformanceFact SheetProspectus
Guaranteed Stable Investment Fund* (IRA)2.40%Quarterly Performance ReportGuaranteed Stable Investment Fact Sheet
Guaranteed Stable Investment Fund* (403(b))2.40%Quarterly Performance ReportGuaranteed Stable Investment Fact Sheet
Bond Mutual FundTicker SymbolGross Fund ExpenseNet Fund ExpenseCategory Average ExpenseMorningstar Risk RatingMorningstar Return RatingStrategy & ObjectivesProspectusFact Sheet
Pioneer Bond Fund Class KPBFKX0.33%0.33%0.725%HighAbove AverageProvide current income from an investment grade portfolio with due regard to preservation of capital and prudent investment risk.ProspectusFact Sheet

Target Retirement Funds

Target Retirement funds are highly diversified mutual funds designed to remain appropriate for investors in terms of risk throughout a variety of life circumstances.

Target Retirement FundTicker SymbolGross Fund ExpenseNet Fund ExpenseCategory Average ExpenseMorningstar Risk RatingMorningstar Return RatingStrategy & ObjectivesProspectusFact Sheet
Vanguard Target Retirement IncomeVTINX0.08%0.08%0.475%AverageAverageProvide current income and some capital appreciation.ProspectusFact Sheet
Vanguard Target Retirement 2025VTTVX0.08%0.08%0.452%AverageAverageProvide capital appreciation and current income consistent with asset allocation.ProspectusFact Sheet
Vanguard Target Retirement 2035VTTHX0.08%0.08%0.457%Below AverageAverageProvide capital appreciation and current income consistent with asset allocation.ProspectusFact Sheet
Vanguard Target Retirement 2045VTIVX0.08%0.08%0.455%AverageAverageProvide capital appreciation and current income consistent with asset allocation.ProspectusFact Sheet
Vanguard Target Retirement 2060VTTSX0.08%0.08%0.455%Below AverageAverageProvide capital appreciation and current income consistent with asset allocation.ProspectusFact Sheet
Vanguard Target Retirement 2070 VSVNX0.08%0.08%0.488%NoneNoneProvide capital appreciation for investors planning to retire around 2070 in an all-in-one fund retirement portfolio solution. ProspectusFact Sheet

Large-Cap Stock Funds

Large-cap stock funds invest in companies with a market capitalization typically of greater than $10 billion.

Comparison of Large-Cap Stock FundsTicker SymbolGross Fund ExpenseNet Fund ExpenseCategory Average ExpenseMorningstar Risk RatingMorningstar Return RatingStrategy & ObjectivesProspectusFact Sheet
Vanguard Equity-Income Fund AdmiralVEIRX0.19%0.19%0.986%Below AverageAbove AverageProvide an above-average level of current income and reasonable long-term capital appreciation.ProspectusFact Sheet
Vanguard Institutional Index (Instl Plus) VIIIX0.02%0.02%0.905%AverageAbove AverageTrack the performance of benchmark index that measures the investment return of large-capitalization stocks.ProspectusFact Sheet
Parnassus Core Equity (Instl) ESGPRILX0.61%0.61%0.905%Below AverageAbove AverageProvide capital appreciation and current income.ProspectusFact Sheet
T. Rowe Price Growth Stock (I)PRUFX0.51%0.51%1.016%Above AverageBelow AverageLong-term capital growth.ProspectusFact Sheet
Fidelity Contrafund (K6)FLCNX0.45%0.45%1.016%Below AverageAverageCapital appreciation.ProspectusFact Sheet

Mid-Cap Stock Funds

Mid-cap stock funds invest in companies with a market capitalization typically of more than $2 billion and less than $10 billion.

Mid-Cap Stock FundsTicker SymbolGross Fund ExpenseNet Fund ExpenseCategory Average ExpenseMorningstar Risk RatingMorningstar Return RatingStrategy & ObjectivesProspectusFact Sheet
T. Rowe Price Mid-Cap ValueTRMCX0.77%0.77%1.051%Below AverageAbove AverageLong-term capital appreciation.ProspectusFact Sheet
Vanguard Mid-Cap Index (Instl)
VMCIX0.04%0.04%1.06%AverageAverageTrack the performance of benchmark index that measures the investment return of mid-capitalization stocks.ProspectusFact Sheet
ClearBridge Select ISLCSSX0.99%0.99%1.159%Above AverageAbove AverageLong-term capital appreciation.Prospectus
Fact Sheet

Small-Cap Stock Funds

Small-cap stock funds invest in companies with a market capitalization typically of more than $300 and less than $2 billion.

Small-Cap Stock FundsTicker SymbolGross Fund ExpenseNet Fund ExpenseCategory Average ExpenseMorningstar Risk RatingMorningstar Return RatingStrategy & ObjectivesProspectusFact Sheet
MFS New Discovery R6
NDVVX0.84%0.83%1.198%Below AverageAverageThis fund seeks capital appreciation through investments in small-cap companies with attractive valuations.ProspectusFact Sheet
Vanguard Small-Cap Index (INSTL)VSCIX0.04%0.04%1.071%AverageAverageTrack the performance of benchmark index that measures the investment return of small-capitalization stocks.ProspectusFact Sheet
Clearbridge Small Cap Growth (INSTL)SBPYX0.91%0.91%1.214%AverageAverageLong-term growth of capital.ProspectusFact Sheet

 International stock funds

International stock funds invest in stocks and bonds of companies outside of the U.S.

International Stock Fund OfferingsTicker SymbolGross Fund ExpenseNet Fund ExpenseCategory Average ExpenseMorningstar Risk RatingMorningstar Return RatingStrategy & ObjectiveProspectusFact Sheet
John Hancock International Growth (R6)JIGTX0.88%0.87%1.084%LowAverage ProspectusFact Sheet
Vanguard Total International Stock Index Fund (ADM)VTIAX0.11%0.11%0.983%AverageAverageTrack the performance of a benchmark index that measures the investment return of stocks issued by companies located in developed and emerging markets, excluding the United States.ProspectusFact Sheet
Invesco Developing Markets (INSTL)ODVIX0.81%0.81%1.257%AverageBelow AverageCapital appreciation.ProspectusFact Sheet

 Specialty funds

Specialty funds invest primarily in the securities of a particular industry, sector, type of security or geographic region.

Specialty Fund OfferingsTicker SymbolGross Fund ExpenseNet Fund ExpenseCategory Average ExpenseMorningstar Risk RatingMorningstar Return RatingStrategy & ObjectivesProspectusFact Sheet
T. Rowe Price New EraPRNEX0.70%0.70%1.266%AverageBelow AverageLong-term capital growth.ProspectusFact Sheet
PIMCO All Asset Fund (INSTL)PAAIX1.00%0.89%1.552%AverageAverageMaximum real return, consistent with preservation of real capital and prudent investment management.ProspectusFact Sheet

 

*Interest is compounded daily to produce a yield net of Empower’s administrative fee of 0.60%. Empower Annuity Insurance Company (EIC) is compensated in connection with this product by deducting an amount for investment expenses and risk from the investment experience of certain assets held in EIC’s general account. For more information, go to weabenefits.com/empower.

Funds marked with ESG are Environmental, Social, and Governance Criteria funds.

Target retirement funds invest in a mix of stock and bond funds that steadily become more conservative as they approach their target date. The principal value of a target retirement fund is not guaranteed and may gain or lose value now and after its target date. 

Keep in mind that mutual fund investments are not guaranteed and may gain or lose value. Past performance is no guarantee for future results. Future performance may be lower or higher than past performance.

Before investing in any mutual fund, download a prospectus above or call WEA Member Benefits at 1-800-279-4030 to request a prospectus. We advise you to read it carefully and consider the fund’s investment objectives, risks and charges and expenses carefully before investing. The prospectus contains this and other information about the investment company.

All earnings on investments are credited gross of 403(b) and IRA program fees. Redemption fees may apply.

Evaluate the mutual funds available in our WEA Member Benefits IRA program (outside of Wisconsin) by comparing funds in each fund category.

Quarterly performance report

 

Fixed Income

Fixed income investments are generally designed to generate a specific or “fixed” level of interest income. 

Bond Mutual FundTicker SymbolGross Fund ExpenseNet Fund ExpenseCategory Average ExpenseMorningstar Risk RatingMorningstar Return RatingStrategy & ObjectivesProspectusFact Sheet
Vanguard Treasury Money Market InvestorVUSXX0.09%0.09%0.14%N/A*N/A*Provide current income while maintaining liquidity and a stable share price of $1.00.ProspectusFact Sheet
Pioneer Bond Fund Class KPBFKX0.33%0.33%0.73%HighAbove AverageProvide current income from an investment grade portfolio with due regard to preservation of capital and prudent investment risk.ProspectusFact Sheet
Guggenheim Limited Duration InstitutionalGILHX0.56%0.49%0.68%AverageHighProvide high level of current income while maximizing total return.ProspectusFact Sheet

Target Retirement Funds

Target Retirement funds are highly diversified mutual funds designed to remain appropriate for investors in terms of risk throughout a variety of life circumstances.

Target Retirement FundTicker SymbolGross Fund ExpenseNet Fund ExpenseCategory Average ExpenseMorningstar Risk RatingMorningstar Return RatingStrategy & ObjectivesProspectusFact Sheet
Vanguard Target Retirement IncomeVTINX0.08%0.08%0.475%AverageAverageProvide current income and some capital appreciation.ProspectusFact Sheet
Vanguard Target Retirement 2025VTTVX0.08%0.08%0.452%AverageAverageProvide capital appreciation and current income consistent with asset allocation.ProspectusFact Sheet
Vanguard Target Retirement 2035VTTHX0.08%0.08%0.457%Below AverageAverageProvide capital appreciation and current income consistent with asset allocation.ProspectusFact Sheet
Vanguard Target Retirement 2045VTIVX0.08%0.08%0.455%AverageAverageProvide capital appreciation and current income consistent with asset allocation.ProspectusFact Sheet
Vanguard Target Retirement 2060VTTSX0.08%0.08%0.455%Below AverageAverageProvide capital appreciation and current income consistent with asset allocation.ProspectusFact Sheet
Vanguard Target Retirement 2070 VSVNX0.08%0.08%0.488%NoneNoneProvide capital appreciation for investors planning to retire around 2070 in an all-in-one fund retirement portfolio solution. ProspectusFact Sheet

Large-Cap Stock Funds

Large-cap stock funds invest in companies with a market capitalization typically of greater than $10 billion.

Comparison of Large-Cap Stock FundsTicker SymbolGross Fund ExpenseNet Fund ExpenseCategory Average ExpenseMorningstar Risk RatingMorningstar Return RatingStrategy & ObjectivesProspectusFact Sheet
Vanguard Equity-Income Fund AdmiralVEIRX0.19%0.19%0.986%Below AverageAbove AverageProvide an above-average level of current income and reasonable long-term capital appreciation.ProspectusFact Sheet
Vanguard Institutional Index (Instl Plus) VIIIX0.02%0.02%0.905%AverageAbove AverageTrack the performance of benchmark index that measures the investment return of large-capitalization stocks.ProspectusFact Sheet
Parnassus Core Equity (Instl) ESGPRILX0.61%0.61%0.905%Below AverageAbove AverageProvide capital appreciation and current income.ProspectusFact Sheet
T. Rowe Price Growth Stock (I)PRUFX0.51%0.51%1.016%Above AverageBelow AverageLong-term capital growth.ProspectusFact Sheet
Fidelity Contrafund (K6)FLCNX0.45%0.45%1.016%Below AverageAverageCapital appreciation.ProspectusFact Sheet

Mid-Cap Stock Funds

Mid-cap stock funds invest in companies with a market capitalization typically of more than $2 billion and less than $10 billion.

Mid-Cap Stock FundsTicker SymbolGross Fund ExpenseNet Fund ExpenseCategory Average ExpenseMorningstar Risk RatingMorningstar Return RatingStrategy & ObjectivesProspectusFact Sheet
T. Rowe Price Mid-Cap ValueTRMCX0.77%0.77%1.051%Below AverageAbove AverageLong-term capital appreciation.ProspectusFact Sheet
Vanguard Mid-Cap Index (Instl)
VMCIX0.04%0.04%1.06%AverageAverageTrack the performance of benchmark index that measures the investment return of mid-capitalization stocks.ProspectusFact Sheet
ClearBridge Select ISLCSSX0.99%0.99%1.159%Above AverageAbove AverageLong-term capital appreciation.Prospectus
Fact Sheet

Small-Cap Stock Funds

Small-cap stock funds invest in companies with a market capitalization typically of more than $300 and less than $2 billion.

Small-Cap Stock FundsTicker SymbolGross Fund ExpenseNet Fund ExpenseCategory Average ExpenseMorningstar Risk RatingMorningstar Return RatingStrategy & ObjectivesProspectusFact Sheet
MFS New Discovery R6
NDVVX0.84%0.83%1.198%Below AverageAverageThis fund seeks capital appreciation through investments in small-cap companies with attractive valuations.ProspectusFact Sheet
Vanguard Small-Cap Index (INSTL)VSCIX0.04%0.04%1.071%AverageAverageTrack the performance of benchmark index that measures the investment return of small-capitalization stocks.ProspectusFact Sheet
Clearbridge Small Cap Growth (INSTL)SBPYX0.91%0.91%1.214%AverageAverageLong-term growth of capital.ProspectusFact Sheet

 International stock funds

International stock funds invest in stocks and bonds of companies outside of the U.S.

International Stock Fund OfferingsTicker SymbolGross Fund ExpenseNet Fund ExpenseCategory Average ExpenseMorningstar Risk RatingMorningstar Return RatingStrategy & ObjectiveProspectusFact Sheet
John Hancock International Growth (R6)JIGTX0.88%0.87%1.084%LowAverage ProspectusFact Sheet
Vanguard Total International Stock Index Fund (ADM)VTIAX0.11%0.11%0.983%AverageAverageTrack the performance of a benchmark index that measures the investment return of stocks issued by companies located in developed and emerging markets, excluding the United States.ProspectusFact Sheet
Invesco Developing Markets (INSTL)ODVIX0.81%0.81%1.257%AverageBelow AverageCapital appreciation.ProspectusFact Sheet

 Specialty funds

Specialty funds invest primarily in the securities of a particular industry, sector, type of security or geographic region.

Specialty Fund OfferingsTicker SymbolGross Fund ExpenseNet Fund ExpenseCategory Average ExpenseMorningstar Risk RatingMorningstar Return RatingStrategy & ObjectivesProspectusFact Sheet
T. Rowe Price New EraPRNEX0.70%0.70%1.266%AverageBelow AverageLong-term capital growth.ProspectusFact Sheet
PIMCO All Asset Fund (INSTL)PAAIX1.00%0.89%1.552%AverageAverageMaximum real return, consistent with preservation of real capital and prudent investment management.ProspectusFact Sheet

 

Funds marked with ESG are Environmental, Social, and Governance Criteria funds.

Target retirement funds invest in a mix of stock and bond funds that steadily become more conservative as they approach their target date. The principal value of a target retirement fund is not guaranteed and may gain or lose value now and after its target date. 

Keep in mind that mutual fund investments are not guaranteed and may gain or lose value. Past performance is no guarantee for future results. Future performance may be lower or higher than past performance.

Before investing in any mutual fund, download a prospectus above or call WEA Member Benefits at 1-800-279-4030 to request a prospectus. We advise you to read it carefully and consider the fund’s investment objectives, risks and charges and expenses carefully before investing. The prospectus contains this and other information about the investment company.

All earnings on investments are credited gross of 403(b) and IRA program fees. Redemption fees may apply.

*Insufficient investment history available to calculate data.

The investments listed below are included in the Personal Investment Accounts. WEA Financial Advisors, Inc., manages the allocation models, which range from conservative to aggressive.

The five available models were created from this list of vetted mutual funds and ETFs. When you open a Personal Investment Account, you select one of the five models based on the results of your Investor Suitability Profile Questionnaire. We do not charge any additional fees for managing your account.

Quarterly performance report

 

Bond Funds

Bond/cash equivalents.

Bond FundTicker Symbol Gross Fund ExpenseNet Fund ExpenseCategory Average ExpenseMorningstar Risk Rating (5 yr)Morningstar Return Rating (5 yr)Strategy & ObjectivesProspectusFact Sheet
Pioneer Bond Fund - KPBFKX0.33%0.33%0.743%HighAbove AverageSeeks current income and total return.ProspectusFact Sheet
Guggenheim Limited Duration - InstlGILHX0.56%0.49%0.682%AverageAbove AverageSeeks to provide a high level of income consistent with preservation of capital.ProspectusFact Sheet

Large-Cap Stock Funds

Large-cap stock funds invest in companies with a market capitalization typically of greater than $10 billion.

Large-Cap FundTicker SymbolGross Fund ExpenseNet Fund ExpenseCategory Average ExpenseMorningstar Risk Rating (5 yr)Morningstar Return Rating (5yr)Strategy & ObjectivesProspectusFact Sheet
T Rowe Price Growth StockPRGFX0.63%0.63%1.005%Above AverageBelow AverageSeeks long-term capital growth through investments in stocks. ProspectusFact Sheet
Vanguard Value ETFVTV0.04%0.04%0.910%Below AverageAbove AverageSeeks to track the performance of the CRSP US Large Cap Value Index. ProspectusFact Sheet
Vanguard S&P 500 ETFVOO0.03%0.03%0.780%AverageAbove AverageSeeks to track the performance of the S&P 500 Index. ProspectusFact Sheet

Mid-Cap Stock Funds

Mid-cap stock funds invest in companies with a market capitalization typically of more than $2 billion and less than $10 billion.

Mid-Cap FundTicker SymbolGross Fund ExpenseNet Fund ExpenseCategory Average ExpenseMorningstar Risk Rating (5 yr)Morningstar Return Rating (5 yr)Strategy & ObjectivesProspectusFact Sheet
Vanguard Mid-Cap Value ETFVOE0.07%0.07%0.980%AverageAverageSeeks to track the performance of the CRSP US Mid Cap Value Index.ProspectusFact Sheet
Vanguard Mid-Cap Growth ETFVOT0.07%0.07%1.060%AverageAverageSeeks to track the performance of the CRSP US Mid Cap Value Index.ProspectusFact Sheet

Small-Cap Stock Funds

Small-cap stock funds invest in companies with a market capitalization typically of more than $300 and less than $2 billion.

Small-Cap FundTicker SymbolGross Fund ExpenseNet Fund ExpenseCategory Average ExpenseMorningstar Risk Rating (5 yr)Morningstar Return Rating (5 yr)Strategy & ObjectivesProspectusFact Sheet
Vanguard Small-Cap Value ETFVBR0.07%0.07%1.140%Below AverageAbove AverageSeeks to track the performance of the CRSP US Small Cap Value Index.ProspectusFact Sheet
Vanguard Small-Cap Growth ETFVBK0.07%0.07%1.180%Below AverageBelow AverageSeeks to track the performance of the CRSP US Small Cap Value Index.ProspectusFact Sheet

International Funds

International stock funds invest in stocks and bonds of companies outside of the U.S.

International FundTicker SymbolGross Fund ExpenseNet Fund ExpenseCategory Average ExpenseMorningstar Risk Rating (5 yr)Morningstar Return Rating (5 yr)Strategy & ObjectivesProspectusFact Sheet
Vanguard Total International Stock ETFVXUS0.07%0.07%0.910%AverageAverageSeeks to track the performance of the FTSE Global All Cap ex US Index.ProspectusFact Sheet
Vanguard FTSE Emerging Markets ETFVWO0.08%0.08%1.180%Below AverageAbove AverageSeeks to track the performance of a benchmark index that measures the investment return of stocks issued by companies located in emerging market countries.ProspectusFact Sheet

 

Personal Investment Accounts Notice About Nonpublic Personal Financial Information

Model portfolios are developed by WEA Financial Advisors, Inc., (WEA FA). Model portfolios may be adjusted at the discretion of WEA FA with prior notice to the account owner. From time-to-time, there may be extraordinary situations that will warrant more scrutiny when making adjustments. An example is the market downturn in October 2008.
Personal Investment Accounts are offered through WEA FA Inc., and only offer asset allocation models. The account owner makes the decision which model they wish to invest in. WEA Financial Advisors, Inc., makes decisions on the underlying investment assets within the models based on risk assessment. As a self-directed investor, account owners should carefully consider the merit and appropriateness of the available investments in light of personal financial circumstances, including other assets, income, investments, and/or cash flow needs.
We recommend account owners reassess investment strategy at least once a year, as needs goals, portfolio, and situations may change over time. Account owners can choose a different model at any time. Redemption fees may apply. When participating in a WEA Member Benefits model portfolio, an Investor Suitability Profile Questionnaire must be completed every three years and the advisor must be notified if any suitability changes occur.
Investment models are not FDIC-insured, and they are not bank-guaranteed. Investment models may lose value. Past performance is no guarantee of future results. Model performance returns illustrate the relationship between risk and reward.
The WEA Member Benefits model portfolios are risk-based. The more conservative the underlying asset weightings are, the lower the expected rate of return. Because of market changes, the makeup of your actual account portfolio will not exactly match the model portfolio.
Upon initial set up of each Personal Investment Account, 1% of the initial deposit is held in cash for administrative fee purposes only. The cash amount is not part of the investable model and is reconciled at portfolio rebalance.
The construction of the Personal Investment Account models uses Morningstar® Advisor® to create portfolios of pre-selected investment products that approximately complete the model parameters. Individual fund mix may vary slightly due to prospectus guidelines, fund manager preference, style drift, etc.
You can request a fund prospectus by calling 1-800-279-4030, Extension 6730, or by going to the fund’s Web site. We advise you to read it carefully and consider the fund’s investment objectives, risks, and expenses carefully before investing. The prospectus contains this information and other information about the investment.