403(b) & IRA

Investment fund comparisons

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Creating a diversified investment portfolio (that includes stocks) may boost your long-term returns and pad your nest egg. Carefully chosen no-load mutual funds and the Prudential Guaranteed Investment* provide you with the flexibility you need to manage risk and build a diversified portfolio.

Choosing which funds to include in your investment mix may seem complicated but can be accomplished by looking at a few key things. And you can choose how involved you want to be in managing your investments.

Evaluate the mutual funds available in our 403(b) and IRA programs by comparing funds in each fund category.

View our quarterly performance report.

 

Investment Fund Categories

Fund CategoriesDescriptionClick to Compare
Fixed IncomeConservative investment options.Fixed Income
Target Retirement FundsHighly diversified mutual funds designed to remain appropriate for investors in terms of risk throughout a variety of life circumstances.Target Retirement Funds
Large-Cap Stock FundsMutual funds that invest in companies with a market capitalization typically of greater than $10 billion.Large-Cap Stock Funds
Mid-Cap Stock FundsMutual funds that invest in companies with a market capitalization typically of more than $2 billion and less than $10 billion.Mid-Cap Stock Funds
International Stock FundsMutual funds that invest in stocks and bonds of companies outside of the U.S.International Stock Funds
Small-Cap Stock FundsMutual funds that invest in companies with a market capitalization typically of more than $300 and less than $2 billion.Small-Cap Stock Funds
Specialty FundsMutual funds investing primarily in the securities of a particular industry, sector, type of security or geographic region.Specialty Funds

Fixed Income

Fixed income investments are generally designed to generate a specific or “fixed” level of interest income. 

Stable Value Investment2022 RateQuarterly Fund PerformanceFact SheetProspectus
Prudential Guaranteed Investment* (IRA)2.40%Quarterly Performance ReportPrudential Guaranteed Fact Sheet
Prudential Guaranteed Investment* (403(b))2.40%Quarterly Performance ReportPrudential Guaranteed Fact Sheet
Bond Mutual FundTicker SymbolFund ExpensesCategory Average ExpenseMorningstar Risk RatingMorningstar Return RatingStrategy & ObjectivesProspectusFact Sheet
Pioneer Bond Fund Class KPBFKX0.34%0.714%HighAbove AverageProvide current income from an investment grade portfolio with due regard to preservation of capital and prudent investment risk.ProspectusFact Sheet

Target Retirement Funds

Target Retirement funds are highly diversified mutual funds designed to remain appropriate for investors in terms of risk throughout a variety of life circumstances.

Target Retirement FundTicker SymbolFund ExpenseCategory Average ExpenseMorningstar Risk RatingMorningstar Return RatingStrategy & ObjectivesProspectusFact Sheet
Vanguard Target Retirement IncomeVTINX0.08%0.460%AverageAverageProvide current income and some capital appreciation.ProspectusFact Sheet
Vanguard Target Retirement 2025VTTVX0.08%0.463%AverageAverageProvide capital appreciation and current income consistent with asset allocation.ProspectusFact Sheet
Vanguard Target Retirement 2035VTTHX0.08%0.475%Below AverageAverageProvide capital appreciation and current income consistent with asset allocation.ProspectusFact Sheet
Vanguard Target Retirement 2045VTIVX0.08%0.502%AverageAbove AverageProvide capital appreciation and current income consistent with asset allocation.ProspectusFact Sheet
Vanguard Target Retirement 2060VTTSX0.08%0.500%Below AverageAverageProvide capital appreciation and current income consistent with asset allocation.ProspectusFact Sheet
Vanguard Target Retirement 2070 VSVNX0.08%0.488%NoneNoneProvide capital appreciation for investors planning to retire around 2070 in an all-in-one fund retirement portfolio solution. ProspectusFact Sheet

Large-Cap Stock Funds

Large-cap stock funds invest in companies with a market capitalization typically of greater than $10 billion.

Comparison of Large-Cap Stock FundsTicker SymbolFund ExpenseCategory Average ExpenseMorningstar Risk RatingMorningstar Return RatingStrategy & ObjectivesProspectusFact Sheet
Vanguard Equity-Income Fund AdmiralVEIRX0.19%0.963%Below AverageAbove AverageProvide an above-average level of current income and reasonable long-term capital appreciation.ProspectusFact Sheet
Vanguard Institutional Index (Instl Plus) VIIIX0.02%0.880%AverageAbove AverageTrack the performance of benchmark index that measures the investment return of large-capitalization stocks.ProspectusFact Sheet
Parnassus Core Equity (Instl) ESGPRILX0.61%0.880%Below AverageAverageProvide capital appreciation and current income.ProspectusFact Sheet
T. Rowe Price Growth Stock (I)PRUFX0.51%0.989%Above AverageBelow AverageLong-term capital growth.ProspectusFact Sheet
Fidelity Contrafund (K6)FLCNX0.45%0.989%Below AverageAverageCapital appreciation.ProspectusFact Sheet

Mid-Cap Stock Funds

Mid-cap stock funds invest in companies with a market capitalization typically of more than $2 billion and less than $10 billion.

Mid-Cap Stock FundsTicker SymbolFund ExpenseCategory Average ExpenseMorningstar Risk RatingMorningstar Return RatingStrategy & ObjectivesProspectusFact Sheet
T. Rowe Price Mid-Cap ValueTRMCX0.77%1.002%Below AverageAbove AverageLong-term capital appreciation.ProspectusFact Sheet
Vanguard Mid-Cap Index (Instl)
VMCIX0.04%0.952%AverageAverageTrack the performance of benchmark index that measures the investment return of mid-capitalization stocks.ProspectusFact Sheet
ClearBridge Select ISLCSSX0.99%1.109%Above AverageHighLong-term capital appreciation.Prospectus
Fact Sheet

Small-Cap Stock Funds

Small-cap stock funds invest in companies with a market capitalization typically of more than $300 and less than $2 billion.

Small-Cap Stock FundsTicker SymbolFund ExpensesCategory Average ExpenseMorningstar Risk RatingMorningstar Return RatingStrategy & ObjectivesProspectusFact Sheet
MFS New Discovery R6
NDVVX0.84%1.223%Below AverageAverageThis fund seeks capital appreciation through investments in small-cap companies with attractive valuations.ProspectusFact Sheet
Vanguard Small-Cap Index (INSTL)VSCIX0.04%1.035%AverageAverageTrack the performance of benchmark index that measures the investment return of small-capitalization stocks.ProspectusFact Sheet
Clearbridge Small Cap Growth (INSTL)SBPYX0.91%1.227%AverageAverageLong-term growth of capital.ProspectusFact Sheet

 International stock funds

International stock funds invest in stocks and bonds of companies outside of the U.S.

International Stock Fund OfferingsTicker SymbolFund ExpensesCategory Average ExpenseMorningstar Risk RatingMorningstar Return RatingStrategy & ObjectiveProspectusFact Sheet
John Hancock International Growth (R6)JIGTX0.88%1.064%LowAverage ProspectusFact Sheet
Vanguard Total International Stock Index Fund (ADM)VTIAX0.11%0.907%Above AverageAverageTrack the performance of a benchmark index that measures the investment return of stocks issued by companies located in developed and emerging markets, excluding the United States.ProspectusFact Sheet
Invesco Developing Markets (INSTL)ODVIX0.81%1.198%Below AverageLowCapital appreciation.ProspectusFact Sheet

 Specialty funds

Specialty funds invest primarily in the securities of a particular industry, sector, type of security or geographic region.

Specialty Fund OfferingsTicker SymbolFund ExpensesCategory Average ExpenseMorningstar Risk RatingMorningstar Return RatingStrategy & ObjectivesProspectusFact Sheet
T. Rowe Price New EraPRNEX0.70%1.141%AverageBelow AverageLong-term capital growth.ProspectusFact Sheet
PIMCO All Asset Fund (INSTL)PAAIX1.00%1.486%AverageAbove AverageMaximum real return, consistent with preservation of real capital and prudent investment management.ProspectusFact Sheet

 

*Interest is compounded daily to produce a yield net of Prudential’s administrative fee of 0.60%. PRIAC is compensated in connection with this product by deducting an amount for investment expenses and risk from the investment experience of certain assets held in PRIAC’s general account. For more information, go to weabenefits.com/pru.

Funds marked with ESG are Environmental, Social, and Governance Criteria funds.

Target retirement funds invest in a mix of stock and bond funds that steadily become more conservative as they approach their target date. The principal value of a target retirement fund is not guaranteed and may gain or lose value now and after its target date. 

Keep in mind that mutual fund investments are not guaranteed and may gain or lose value. Past performance is no guarantee for future results. Future performance may be lower or higher than past performance.

Before investing in any mutual fund, download a prospectus above or call WEA Member Benefits at 1-800-279-4030 to request a prospectus. We advise you to read it carefully and consider the fund’s investment objectives, risks and charges and expenses carefully before investing. The prospectus contains this and other information about the investment company.

All earnings on investments are credited gross of 403(b) and IRA program fees. Redemption fees may apply.