Managing your health care costs
Medical expenses can easily become one of the most expensive costs in your retirement. If you are turning 65 and need to go on Medicare (or already have Medicare), you may want help managing and budgeting your health care expenses with predictability.
Member Benefits offers Medicare Supplement Insurance, also known as Medigap. This is a separate policy you can buy from a private company that works with Medicare Part A (covering inpatient care, skilled nursing, hospice, and home health care) and Part B (covering doctor services, outpatient care, and preventive services). Medigap helps cover costs like coinsurance, copayments, and deductibles that aren’t covered by Medicare.
Our partner is Associates of Clifton Park, a trusted provider for Medicare supplemental insurance. They’ll help you find the perfect policy tailored to your needs and budget.
Help your family with their expenses
Member Benefits also offers term life insurance through Ladder, available to members nationwide.
If you’re wondering whether you need life insurance in retirement, ask yourself: How will my loved ones manage financially if something were to happen to me? If you think they will struggle with daily living expenses, funeral costs, medical bills, or other costs, you may want to consider a life insurance policy.
Get no-obligation price estimate on life insurance.