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WEA Member Benefits partner

Life insurance powered by Ladder

Term life insurance made easy

A little planning now can go a long way.

With a term life insurance policy through our partner, Ladder, it can even be fast and easy.*

Protecting your assets can be more affordable — and easier — than you might think. Ladder offers term life insurance that’s…

  • Fast and easy: Apply online in as little as 5 minutes.
  • Completely digital: No need to undergo medical exams or keep track of paperwork.**
  • Flexible: Save money by decreasing your coverage, or apply for more when you need it.
  • 100% online: Log on anytime to add beneficiaries, change your policy details, or even cancel coverage.

For a no-obligation price estimate and an insurance calculator, visit Ladder.

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Cell phone with Ladder app

*Ladder policies are only offered to people aged 20-60.

**While medical exams are not required for coverage up to $3M, certain health information is required as part of the application to determine eligibility for coverage. 

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Rates start at $5 a month*

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Adjustable insurance that changes with you so you never pay more than what you need

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5 minute, 100% digital application with no medical exams for coverage of $3M or less

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Policies are issued by top-rated insurance companies with proven histories of paying claims

*Based on a 20-year-old male or female rated Preferred-Plus for a $100K policy with a 10-year term. Actual prices may vary. Rate valid as of 5/17/24.

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WEA Member Benefits believes public school employees deserve high-quality products and exceptional customer service,
which is why we are making this life insurance option available for you.

It’s just one way we’ve been helping people build personal financial security since 1972.

This website is for informational purposes only and is not intended to constitute individualized investment, legal, financial, or tax advice. Certain recommendations or guidelines may not be appropriate for everyone. Consult your personal advisor or attorney for advice specific to your unique circumstances before taking action.

Ladder Insurance Services, LLC (CA license # OK22568; AR license # 3000140372) distributes term life insurance products issued by multiple insurers – for further details see ladderlife.com.  All insurance products are governed by the terms set forth in the applicable insurance policy. Each insurer has financial responsibility for its own products. 240517-3569032