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Auto payments make budgeting easy
Michelle Blog PhotoIf you don’t have a written budget, now might be the time. A budget allows you to take control of your financial future. It can help you find ways to cut expenses, carving out some extra money for debt payments, retirement savings, and beefing up your emergency fund. A budget even gives you permission to spend. Setting up a budget is easy with the help of mint.com or our interactive budget sheet. Sticking with your budget is made easier if you can set up automatic payments through payroll deduction or electronic transfer through your credit union or bank. Check with your school district to find out they participate in Trust Advantage, which allows you to payroll deduct for 403(b) and IRA contributions, as well as auto and home insurance premiums. This built-in budgeting feature is a great time saver and money management tool.

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