These products and services are offered to Wisconsin residents.
Protect your financial security
Because typical auto and home policies can still leave you financially vulnerable, you should consider additional liability insurance (umbrella insurance) for additional protection.
Umbrella insurance protects you when the unexpected happens by providing protection above and beyond your existing home and auto insurance policies. Without umbrella coverage, everything you’ve worked hard for—your assets, your college fund, your nest egg, your retirement savings—could be at risk if you are found liable to others as a result of an accident or other catastrophic event.
This example illustrates why you need additional liability insurance:
No one expects a catastrophe in their life. And it’s true that catastrophic events happen to very few people. That’s why you can buy $1 million of additional liability protection very economically.
Budget-friendly payment options
You can pay your premiums annually or use our popular automatic monthly payment option called SmartPlan. If you are employed by a district that offers payroll deduction, you may choose that to pay your premiums. Both SmartPlan and payroll deduction provide you with smaller, easier-to-manage payments.
More Information: Personal umbrella insuranceBesides the extra liability protection, a personal umbrella policy provides you with other benefits.
Defense costs and attorney fees
Your personal umbrella policy will pay your legal expenses if a liability claim is brought against you, whether the claim is legitimate or not. These costs are paid in addition to your policy limit.
Personal injury protection
A personal umbrella liability policy will also provide you with protection if you face liability for certain acts not usually covered by your home policy, including:
- False arrest
- False imprisonment
- Libel
- Slander
- Defamation of character
- Invasion of privacy
- Wrongful eviction
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