Insurance

Life insurance is for those you love

DATE | 03/24/25
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Min
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Life insurance helps your family financially, but there is also an emotional value to it.

Life insurance is easy to understand. It’s there to help your family financially. But there is also an emotional value to life insurance—one that can be an act of love.

For example, life insurance may help your family stay in the home where so many memories were made, helping to preserve those memories and providing stability for the important people in your life. It may also help your family reach life goals they are hoping to fulfill, such as a college degree, clearing out debt, or making retirement a reality.

It’s a simple answer to a very difficult question: How will my loved ones manage financially if something were to happen to me?

Showing your love by protecting your assets for your family can be more affordable—and easier—than you might think. Member Benefits has partnered with Ladder, a life insurance company that offers term life insurance nationwide. That means our members and their families may be eligible for a life insurance policy no matter where they live in the United States.

Ladder is completely digital. There are no doctors, no needles, and no paperwork when you apply for $3 million in coverage or less. With Ladder, you can:

  • Apply online in as little at 5 minutes.
  • Enjoy the flexibility of decreasing your coverage or applying for more when you need it.
  • Log on anytime to add beneficiaries, change your policy details, or even cancel coverage.
  • Get started today and receive a no-obligation price estimate.

Regardless of the level of insurance you choose, Ladder can help you minimize the costs that may keep your family from focusing on getting through a tough time. See it as helping to create a financial legacy plan for your family—with love.

Learn more about life insurance powered by Ladder.