Money Management

The beauty of budgeting

DATE | 04/17/23
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A budget is a beautiful thing.

Having a budget is a key component of any financial plan. You can’t have a plan without having a clear understanding of what money is coming in as well as what is going out—and where it’s going.

When people feel overwhelmed by financial issues and unsure of what to do, a budget is the place to start. It requires an investment of time up front and it requires you to face the good and the bad of your financial situation. But the pay off and benefits are long-lasting.

Writing a budget helps you set and achieve goals by:

  • Setting priorities.
  • Keeping you from spending more than you earn.
  • Giving you permission to spend.
  • Giving you a plan to eliminate debt.
  • Helping you save money for long- and short-term needs.
  • Preparing you for financial emergencies.

Developing a budget can be a empowering experience that can help you take control of your finances. Explore our helpful tools and resources in the article sidebar to get started on your own budget strategy.