Insurance brochure


If You Are In An Accident

Advice on what to do from WEA Member Benefits

If you have an accident call:

  • 1-800-279-4030 during regular business hours
  • 1-800-241-2541 for emergency claims after-hours (please provide reference #11497)
  • Or file a claim online

When you have an accident…

Things to do

  • Your safety and the safety of your passengers is most important. If you are in traffic or in a dangerous area, find a safe place from which to contact the police or emergency medical services.
  • Report it to the police. This is particularly important if anyone is injured.
  • Write down the names, addresses, telephone numbers, and insurance information of everyone involved.
  • Report your claim to us as soon as possible by calling 1-800-279-4030 or by visiting us online at

Things not to do

  • Do not discuss liability issues at the scene of the accident or with other involved parties.
  • Do not post pictures or broadcast sensitive details of the accident on Facebook or other social media sites.
  • Do not make insurance related decisions without talking to us first.
  • Do not authorize repairs before getting our approval.

Emergency claims after-hours

Call Claims Alert at 1-800-241-2541 (please provide reference #11497), and we will respond immediately to guide you through the claims process. Remember, an emergency claim is one that needs immediate attention, such as a stranded vehicle or an accident in which someone is seriously injured.

Our new car guarantee

You’ve heard the old saying, “Your car loses value as soon as you drive it off the lot.” That’s not the case if you’re insured with WEA Member Benefits. If you have a total loss of a new vehicle that is less than 180 days old, we promise to pay the original purchase price of the vehicle.

What to do when your vehicle needs to be repaired

your Choice” auto repair program: At Member Benefits, you choose where you want to get your vehicle repaired.  Unlike many other insurance companies, we do not tell you where to get your car repaired. It’s “your Choice.”

Our promise to you

We will deliver fair, prompt, and accurate claim service. If we don’t meet the terms of this guarantee, we will reimburse your deductible up to a maximum of $250.

Through our guarantee you will receive:

  • A response to your claim-related questions within one business day.
  • Contact from a field adjuster (when it is appropriate) within two business days after speaking with one of our claims staff.
  • An on-site inspection (when it is appropriate) within three business days after speaking with one of our claims staff.
  • Clear and accurate information on all claim settlement decisions.

WMBT 2700-290-1023 (W)

Effective October 2023. Policies and programs described are subject to change at any time.