Make sure your insurance is keeping up with your life!
Here are a few critical events that should trigger a review of your policies.
At renewal
Consider raising your deductible and make sure you are getting discounts you qualify for. Evaluate the need for flood or umbrella insurance.
Major purchases
An expensive piece of jewelry artwork or electronic device may need extra coverage.
Home improvements
If you added a room, upgraded your countertops, installed a hot tub, etc. make sure you’re adequately covered. Keep receipts in case your insurance company needs copies.
When you make your home safer
You may qualify for a discount when you install an alarm system or upgrade your electrical heating or plumbing.
Major life changes
Marriage, divorce, or adult children who move back home (or who leave) can affect your home insurance and the amount of coverage you need.