Friends tell friends about Member Benefits

As you continue into the school year, we would love it if you would refer us to your colleagues.

Our products and services are built by educators, for educators. Let them know about our retirement savings, financial planning, and personal insurance programs and services.

Refer a colleague or a family member!* Fill out the quick form on our referral page and they will receive an email from us.

Explore our products and services:

• 403(b)
• IRA
• Financial Planning
• Auto insurance
• Home insurance
• Condo insurance
• Renters insurance
• Umbrella insurance
• Long-term care insurance
• Life insurance

*Family members, including your spouse or domestic partner, children and their spouses, parents, and parents-in-law, may also be eligible to participate in many of our programs.  Restrictions may apply. Certain state residency required.

Inflation got you down? Don’t panic

The price of stuff is going up, which may be the case for some time. Do you also know about these other components of inflation?

Shrinkflation. Companies reduce the size or quantity of their products while charging the same price or even more. One example is paying the same for less sheets of toilet paper (and smaller sheets!). Companies have been doing this for years because people are more sensitive to changes in price than to changes in quantity.

Skimpflation. Instead of simply raising prices, companies skimp on the goods and services they provide. Shoddier service is the result of a labor shortage and rising business costs. For example, it’s now taking longer for packages to be delivered.

The key to coping with inflation is to plan for it.

• Follow a budget. It’s really important to understand where your money goes and to cut out unnecessary expenses.
• Cut back. Try alternate grocery stores, use coupons, eat out less. Look for free and cheap entertainment options.
• Continue to save and invest your money, especially for retirement. You don’t control economic conditions, but you do control your spending and saving habits.

Help secure your account

Two-factor authentication (2FA) is required to access your retirement account through yourMONEY. If you receive a phone call or text message providing a verification code and you aren’t currently attempting to log into your account, please notify us as soon as possible and change your account password.

We also encourage you to add a verbal password to your account as an extra layer of protection. You will need to know this password if you call us to discuss specifics about your account. Simply complete and send in the Telephone Access authorization form from our retirement forms and brochures page or call us to request one.

A Trusted Contact is someone you deem trustworthy who may be contacted by Member Benefits if we are not able to reach you or if we have reasonable belief that you or your account may have been exposed to financial exploitation. The Trusted Contact does not have rights to make changes to your accounts.

Setting up a Trusted Contact is optional. If you are interested, please contact a Member Service Representative at 1-800-279-4030.