Home owners Insurance

Renters insurance myths

renters insurance


 My landlord's insurance covers me.


 Your landlord's policy does not cover your personal property.

Your landlord's insurance covers your landlord's property, not yours. If a fire or other disaster destroys your possessions, you could suffer a significant financial loss unless you have renters insurance. A renters insurance policy provides protection for your personal property, such as furniture or electronic equipment, in case of perils like fire or theft.

Additionally, renters insurance provides liability protection. Unintentional bodily injury or property damage could be as financially damaging to you as a fire in your apartment. Liability protection against accidental occurrences (such as someone slipping on a wet floor and breaking an arm) comes standard with renters insurance policies.


 My roommate has renters insurance, so I don't need it.


 You may not be covered.

Your personal belongings are not covered under your roommate's insurance unless you are listed on the policy.


 Renters insurance is expensive.


 Renters insurance is very affordable.

Renters insurance is a very inexpensive way to protect yourself from financial loss resulting from theft, fire, or other disasters. Renters insurance can typically be purchased for a couple hundred dollars a year or less.

Even if you feel your possessions are fairly modest, losing even one big ticket item or lots of smaller possessions at once could be financially devastating. Unless you have enough money saved to replace everything you own—clothes, furniture, computer, entertainment system, microwave, etc.—renters insurance is definitely worth the cost.

Member Benefits offers renters insurance to eligible Wisconsin public school employees and WEAC members. Your family members may also be eligible.

Receive a quote for renters insurance and see for yourself how reasonable this coverage can be.

Prices vary according to the amount of coverage, the deductible you choose, and where you live.

For more information about renters insurance, contact WEA Member Benefits at 1-800-279-4010 or schedule a personal phone consultation at a time convenient for you.

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