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Stay vigilant to prevent vehicle theft

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Steve SchofieldAccording to the FBI, 689,527 motor vehicles were reported stolen in the United States in 2014, down 1.5 percent from 2013. As vehicle thefts continue to trend downward, fewer people are worrying about their car being stolen (2014 Gallop poll).

Despite this trend, industry observers caution that thieves constantly devise new and sophisticated means of stealing autos. Tactics include acquiring smart keys, switching vehicle identification numbers, and using stolen identities to secure loans for expensive vehicles.

Using common sense and staying in the habit of securing your vehicle can help prevent a painful loss. While professional thieves can conceivably steal any car, you should make them work for yours.

The National Insurance Crime Bureau recommends using a "layered approach" toward protecting your vehicle. The more layers of protection on your vehicle, the more difficult it is to steal.

  1. Common sense. Secure your vehicle even if you're away from it for a brief time and don't leave valuables out where people can see them.
  2. Warning device. A visible or audible device such as a steering wheel/brake pedal lock or an alarm.
  3. Immobilizing device. A device which prevents thieves from bypassing your ignition and hot-wiring the vehicle, such as smart keys or kill switches.
  4. Tracking device. A device which emits a signal to police or a monitoring station when the vehicle is stolen.

The WEA Property and Casualty Insurance Company Family Car Policy covers the theft of your car when you purchase comprehensive coverage. Comprehensive coverage also protects you in the event of a fire, vandalism, hail, and other events. (Identity theft coverage is included in Member Benefit's home insurance coverage.)

Call us at 1-800-279-4010 to learn more.

Steve Schofield, Personal Insurance Consultant

Property and casualty insurance programs are underwritten by WEA Property & Casualty Insurance Company. The terms and conditions of your coverage are exclusively controlled by your written policy. Please refer to your policy for details. Certain policy exclusions and limitations may apply.