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Spring floods: Protect your home and yourself

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Tim GanoungIt’s mid-March and already areas in central and northern Wisconsin are being hit with floods. You don’t need to live in a high-risk area to be the victim of a flood. In fact, 25–30% of flood insurance claims come from low-to-moderate risk areas.

When it comes to your home, the best thing you can do to protect yourself from flooding is to purchase flood insurance. Home insurance doesn’t cover flood damage. If you’re unsure about your need for flood insurance, our insurance consultants can help you make an informed decision and give you a quote.

But don’t wait long to make a decision! There is typically a 30-day waiting period from date of purchase before a new flood policy goes into effect.*

When it comes to your personal safety, take some advice from ReadyWisconsin: Turn Around Don't Drown®. The Centers for Disease Control report that over half of all flood-related drownings occur when a vehicle is driven into hazardous flood water. The second highest cause is due to walking into or near flood waters. If you find yourself in a flooded area, know that it's easy to underestimate the force and power of water. Just two feet of rushing water can carry away most vehicles, and a mere six inches of fast moving water can knock over an adult. To avoid tragedy, don't try to go through it—turn around.

To learn more about the flood insurance offered through Member Benefits, or for questions about your current home policy, give us a call at 1-800-279-4010.

Tim Ganoung, Personal Insurance Consultant  

*Some exceptions apply, call us for details.

Flood insurance offered through the National Flood Insurance Program and underwritten by Bankers Insurance Company.