Online tools help you with financial planning

free financial calculators

Did you know that Member Benefits has free online calculators to help you make decisions about your finances?

As we all know, life happens. Whether you’re trying to pay down debt, refinance your home mortgage, or estimate how much you need to save for retirement, we have a financial calculator that can help. If you need financial advice, we encourage you to seek personalized, professional assistance. Check out the financial planning services offered by Member Benefits.

Credit card/debt Management
Find out what it takes to accelerate your debt pay off, meet your repayment goals, or use roll-down to pay off your debt.

Learn how contributions can grow over time, how your net worth will change if you convert from a Traditional IRA to a Roth IRA, and determine which IRA to choose.

Get information on debt consolidation and calculate the costs of getting a new loan.

Categories include college, life insurance, long-term care, and taxes as they affect your savings. Also learn about the impact of withdrawals from or increases to your savings.

Find out how much you can borrow or how long it will take to break even on a refinance.

Retirement planning
There are several calculators in this category, including estimating your retirement target goal, determining your Required Minimum Distributions (RMDs), the cost of procrastination, the impact of changing your retirement savings payroll deductions, and more.

Social Security and WRS
Estimate your potential Social Security benefits as well as your Wisconsin Retirement System (WRS) benefits.

What kind of investor are you?
Make decisions on investments by determining your risk level with 403(b)/IRA accounts.

If you have additional questions, our staff would be happy to talk with you. Call 800-279-4030 or email

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