About renter's insurance
Your landlord's policy does not cover your personal property
The homeowner's or commercial property insurance policy your landlord carries insures the landords property, not yours. If a fire or other disaster destroys your possessions, you could suffer a significant financial loss unless you have renters insurance. A renter's insurance policy provides protection for your personal property, such as furniture or electronic equipment, in case of perils like fire or theft.
Renter's insurance provides liability protection
Unintentional bodily injury or property damage that you cause to others could be as financially damaging to you as a fire in your apartment. Liability protection against accidental occurrences (such as someone slipping on a wet floor and breaking an arm) comes standard with renter’s insurance policies.
Renter's insurance is inexpensive
Even if you feel your possessions are fairly modest, losing even one big ticket item or lots of smaller possessions at once could be financially devastating. Unless you have enough money saved to replace everything you own—clothes, furniture, computer, entertainment system, microwave, etc.—renter's insurance is definitely worth the cost.
WEA Trust Member Benefits offers renter's insurance to eligible public school employees and WEAC members. Receive a quote for renter's insurance and see for yourself how reasonable this coverage can be.