How to minimize two of winter’s biggest threats to your home.

Last updated: 2/3/2010 10:12:17 AM

Ice dams are an accumulation of ice at the lower edge of a sloped roof. When the interior heat melts the snow, water can run down and refreeze at the roof’s edge, where it’s much cooler. If the ice builds up and blocks water from draining off the roof, water is forced under the roof covering and into your attic or down the inside walls of your house.

To help reduce the risk:

Make sure your gutters are clear of leaves and debris.
Keep the attic well-ventilated.
Make sure the attic floor is well-insulated.
Report your claim to your insurance provider as soon as possible.

Bursting pipes occur when frozen water causes a pressure build-up between an ice blockage and the closed faucet. Pipes in attics, crawl spaces, and outside walls are particularly vulnerable.

To help reduce the risk:

Fit exposed pipes with insulation sleeves or wrapping.
Seal cracks and holes in outside walls.
Keep cabinet doors open to allow warm air to circulate around pipes.
Let warm water drip overnight, especially from a faucet on an outside wall.

Water damage from ice dams and frozen pipes is generally covered, but several exclusions do apply. Contact us at 1-800-279-4010 for further information.

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