Insurance Articles

Learn more about insurance related topics.

Make sure you’re covered! Facts about umbrella insurance
Last Modified: 5/14/2012
Umbrella insurance protects you when the unexpected happens by providing protection above and beyond your existing homeowners and auto insurance policies. Learn more about why you should consider umbrella insurance, what is covered, and who can participate.  . . . (Full story)

Stormy weather ahead: tips to help minimize your risk.
Last Modified: 4/17/2012
Spring and summer in Wisconsin can brew up severe weather resulting in property losses. Hail storms, high winds, flooding, and lightning. These are the most prevalent weather-related causes of property damage in Wisconsin. With deductibles averaging around $1,000, getting hammered by severe weather may cost you some money. Reduce the chances of taking a financial hit by doing what you can to prevent a loss due to severe weather. . . . (Full story)

How to talk with your parents about LTC insurance
Last Modified: 2/7/2012
Many people who have raised the topic of long-term care insurance (LTCi) to their parents—or other aging relatives—may be able to relate to these all-too-typical responses: This article contains suggestions to help you have a different type of conversation—and a better outcome. . . . (Full story)

Things to consider prior to picking a pooch.
Last Modified: 4/3/2012
Americans love their dogs. Currently some 78 million dogs reside in 41 million U.S. homes, according to the Pet Food Institute. Certainly the benefits of dog ownership are many. They provide companionship, loyalty, and oftentimes security and protection. There is also evidence that dogs can have a positive effect on our psychological and physiological health. Is it any wonder they’ve been crowned “man’s best friend?” Dog ownership, however, does not come without risk. If your dog damages someone else’s property, or worse, injures another person (or even another pet), you could be liable.    . . . (Full story)

I had a car accident. Now what?
Last Modified: 2/24/2012
Steps to take at the accident scene. Make sure you and your passengers are OK. Move as far off the roadway as possible, but stay at the scene of the accident. Provide assistance to any injured party to the . . . (Full story)

Act 14: Wisconsin Auto Insurance Law Changes
Last Modified: 2/24/2012
Wisconsin Act 14—the budget bill passed this summer—included insurance laws that essentially rolled back those enacted in 2009 as part of Act 28. The changes will take effect on November 1, 2011, and will impact all Wisconsin residents with automobile . . . (Full story)

Risky business—Two-thirds of homeowners are underinsured.
Last Modified: 2/24/2012
Fifty percent of American homeowners do not have a clear understanding of their homeowners insurance coverage. Two-thirds are underinsured. Coincidence? Not in my case. Our coverage was a house of cards. Our home was underinsured for the . . . (Full story)

The real cost of long-term care—more than just the care itself!
Last Modified: 2/24/2012
If you are like most retired WEAC members, the majority of your liquid assets are in tax deferred annuities and retirement accounts. You're planning to use these funds to enjoy your golden years and perhaps to leave a legacy. You've built a financial plan . . . (Full story)

College Coverage Q&A
Last Modified: 2/8/2011
Here is a list of questions we’re commonly asked from parents about how their insurance coverage extends to kids in college. The answers assume you have insurance coverage through WEA Property & Casualty Insurance Company. If your policy is with . . . (Full story)

Five easy ways to save money and energy in your home this winter.
Last Modified: 2/24/2012
Energy check your house. High utility bills can often be traced to air leaks in your home. Seal up areas where heat escapes, such as around the sewer vent pipe in the basement, around windows, and in the attic. Keep . . . (Full story)

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